COLLECTIONS/SPECIAL ACCOUNTS OFFICER - Bilingual preferred

Sandia Area Federal Credit UnionAlbuquerque, NM
36dOnsite

About The Position

Join our dynamic team by working exclusively at our administrative office in Albuquerque, NM. Your presence on-site is essential for this role. Schedule of Work: Monday through Friday: 8:30 AM to 5:30 PM Rotating Saturday: 9:00 AM to 1:115 PM Please note that this schedule is subject to change as needed. As a valued full-time team member, you'll enjoy fantastic benefits that promote your health and well-being: Comprehensive Medical, Dental, and Vision Insurance Paid Short-Term Disability, Life Insurance, and AD&D Holiday Pay, Vacation, Birthday, Floating Holiday & Sick Leave Tuition Reimbursement for Professional Development 401(k) Plan with Employer Match Pension Plan for Long-term Security Exciting Opportunities for Career Advancement We're here to support your growth and well-being! OVERALL JOB PURPOSE: The duties and responsibilities of the Collector position include but are not limited to:

Requirements

  • High school degree or equivalent
  • Two to four years collections experience required with progressive responsibilities in collection procedures
  • Productive degree of initiative to manage large volume of delinquent accounts independently
  • Familiarity with the Fair Debt Collections Protection Act
  • Ability to accurately assess and analyze consumer credit reports
  • Good oral and written communications skills
  • Ability to effectively negotiate bad debts
  • Flexible in judgment making
  • Able to handle difficult individuals with a relative degree of ease

Responsibilities

  • Collects past due loan payments in accordance with policies and practices
  • Ascertains reason for delinquency, counsels and work with members to cure delinquent accounts by making payment arrangements enlisting cooperation of member
  • Performs skip tracing
  • Markets repossessions
  • Recommends accounts for charge off
  • Makes recommendations for extension agreements and loan modifications
  • Maintains accurate and current records of collection activity
  • Investigates credit bureau disputes

Benefits

  • Medical, Dental & Vision Insurance
  • Paid Short-Term Disability, Life Insurance and AD&D
  • Paid Federally Recognized Holidays
  • Vacation, Birthday, Floating Holiday & Sick Leave
  • Tuition Reimbursement
  • 401(k) with Employer Match
  • Pension Plan
  • Opportunities for advancement

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What This Job Offers

Job Type

Full-time

Career Level

Entry Level

Industry

Credit Intermediation and Related Activities

Education Level

High school or GED

Number of Employees

51-100 employees

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