Agency Closer

HomeXpress Mortgage Corp•Santa Ana, CA

33d•$65,000 - $75,000

About The Position

The Mortgage Loan Closer is responsible for preparing, reviewing, and finalizing loan closing documentation to ensure accuracy and compliance with regulatory requirements and company policies. This role plays a critical part in delivering a smooth closing experience for borrowers and partners.

Requirements

Strong communication and problem-solving skills
Ability to work independently and meet deadlines
Ability to manage multiple files in a fast-paced environment.
Customer-focused mindset
Detail oriented and committed to the highest quality
Works well under pressure
An open-minded individual that embraces change and innovation
High School Diploma or equivalent
Minimum of 3 years of recent experience as a mortgage loan closer
Strong knowledge of mortgage documentation, compliance, and closing procedures.
Proficiency in loan origination systems and Microsoft Office Suite.
Excellent attention to detail and organizational skills.
Experience with conventional, FHA, VA products
Thorough knowledge of first mortgage real estate lending practices, including current federal regulatory requirements and state regulations

Nice To Haves

Experience with USDA, and DPA products preferred, not required

Responsibilities

Audit file for completeness and accuracy
Coordinate with brokers, escrow/title companies, and/or attorneys to schedule closings
Prepare loan documents and ensure closing package is complete and fully compliant with federal, state, and investor guidelines
Coordinate with settlement agents for timely funding and disbursement
Audit executed loan documents, including HUD and TILA sections of loan packages to confirm proper execution, accuracy and compliance
Verify accuracy of fees, payoffs, and funding amounts
Follow up on documentation discrepancies, and communicate effectively to correct issues
Prepare funding figures and request wire for funding after balancing with settlement agents
Confirm all prior to funding conditions are satisfied
Manage loan data, indexing accurately and according to company policies and procedure
Maintain detailed records and update LOS as required
Provide exceptional customer service to internal and external stakeholders