Client Financial Analyst

Gallagher•Wyandotte, MI

About The Position

At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher. The Client Benefits Financial Analyst plays a pivotal role in evaluating and managing employer-sponsored health plans through claims analysis, financial modeling, and market strategy, while also ensuring the accuracy, continuity, and reliability of financial deliverables. This position combines analytical expertise with client-facing responsibilities to support plan design decisions, risk management discussions, and financial performance reporting. The role is critical to maintaining operational stability, fostering client trust, and driving overall satisfaction. This position is ideal for someone who is analytical, detail-oriented, and comfortable managing multiple projects in a dynamic environment, while also excelling in client communication and relationship management.

Requirements

Bachelor’s degree in Finance, Business, Economics, Mathematics, or related field (or equivalent experience).
Proficiency in Excel (pivot tables and financial modeling required).
Strong analytical and problem-solving skills.
Comfort working with data and financial models.
Ability to manage multiple projects and deadlines in a fast-paced environment.
Clear and professional communication skills, with a client-focused mindset.
A collaborative mindset and willingness to learn.

Nice To Haves

3+ years of experience in employee benefits, underwriting, or health insurance analytics.
Advanced Excel skills.
Understanding of employer-sponsored health plans.

Responsibilities

Pull and review monthly medical, dental, vision, and ancillary claims reports.
Track plan performance, utilization trends, and cost drivers.
Maintain renewal and experience reporting for assigned groups.
Identify patterns and summarize findings for internal and client discussions.
Develop renewal projections and contribution models.
Create financial comparisons to support budgeting and funding decisions.
Assist in evaluating plan performance year-over-year.
Support funding analyses (fully insured, level-funded, self-funded).
Prepare and deliver client-facing financial reports and insights.
Participate in internal strategy meetings to review employer plan performance.
Provide data-driven input on plan design considerations.
Support long-term cost management discussions.
Serve as the primary financial point of contact for assigned client accounts.
Prepare underwriting submissions and market groups to carrier partners.
Review carrier proposals for competitiveness and alignment.
Develop clear side-by-side comparisons.
Assist with negotiations and final recommendations.
Act as the financial liaison for assigned client accounts, ensuring timely insights and performance reporting.
Build and maintain strong client relationships to support trust, contract renewals, and satisfaction.
Ensure the accuracy, timeliness, and quality of client deliverables.

Benefits

Medical/dental/vision plans, which start from day one!
Life and accident insurance
401(K) and Roth options
Tax-advantaged accounts (HSA, FSA)
Educational expense reimbursement
Paid parental leave
Digital mental health services (Talkspace)
Flexible work hours (availability varies by office and job function)
Training programs
Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
Charitable matching gift program