Claims Representative - Full Time, Remote (St. Louis, Missouri)

SCM Insurance Services•St. Louis, MO

19d•Remote

About The Position

IPG works in the contiguous 48 states, Hawaii, and Puerto Rico handling a variety of claims including, but not limited to auto physical damage, inland marine cargo, dealers' open lot, property damage (commercial and homeowners) and general liability. Overview: Reporting to a Claims Supervisor, the Claims Representative is responsible for investigating and settling personal property damage claims, with an emphasis on strong communication and customer service, while utilizing state specific guidelines.

Requirements

High School Diploma or Equivalent required
Proficient in Microsoft Office
Able to be licensed in states, countries where necessary
Use of clear, rational, thinking supported by evidence to audit fees of independent adjusters, appraisers, and other vendors in order to properly manage and pay expense invoices.
Strong writing skills and proper use of grammar to prepare written status reports for the principal.
Document claim file notes clearly with all communications and activities that occur during of handling the claim using factual and objective information.
Ability to plan and exercise conscious control over the amount of time spent on specific activities.
Strong Communicator (verbal and written)
Ability to multi-task and handle high volume of concurrent tasks
Work collaboratively with others inside and outside the company
Only US residents will be considered
All prospective employees must pass a background check

Nice To Haves

Bachelor’s degree is preferred
Experience with Lloyd’s of London is considered an asset
Experience with variety of insurance policies a plus
AIC designation preferred

Responsibilities

Initiate the investigation of new claims
Make coverage decisions based on the Named Peril Policies
Evaluate settlements of personal property damage as appropriate.
Establish contact with the insured and storage facility within established protocol.
Recognize coverage issues and bring them to the attention of the supervisor.
Develop basic understanding of all entities under this program and their corresponding certificates and policies.
Recognize state specific laws and claims regulations throughout the United States to ensure proper compliance in claims investigation including sending and securing proper documentation.
Respond to time sensitive material including but not limited to department of insurance complaints.
Manage a diary system to systematically review and resolve claims within the specified state and client compliance guidelines.
Maintain state license by completing continuing education coursework and/or work towards a claims designation.
Other duties as assigned by the claims supervisor.
Duties may be added, deleted or changed at any time at the discretion of management, formally or informally, either verbally or in writing.