Claims Representative, Total Loss

Plymouth Rock Assurance • Woodbridge Township, NJ

1d • $48,000 - $73,500

About The Position

This position is responsible for the handling of Auto Property Total Loss Claims
in accordance with NJ Unfair Practices Act. The environment is fast paced with
heavy phone work. Strong customer service, organizational, math, verbal, and
written skills are required. The position requires patience and the ability to
function professionally in adversarial situations.

Requirements

• College degree or equivalent experience.
• 1–2 years of claims handling or related insurance experience preferred.
• Basic understanding of vehicle types, features, and terminology.
• Familiarity with vehicle financing and leasing concepts.
• Strong negotiation, conflict resolution, and customer service skills.
• Proficiency with Microsoft Office Suite and claims management systems.
• Comfortable conducting searches on auto sales sites to validate availability and pricing.
• Ability to manage high call volumes with professionalism and patience.

Responsibilities

• Negotiate and communicate first- and third-party total loss settlements per company and state guidelines across multiple jurisdictions (NY, NJ, PA, MA, CT).
• Review damage estimates to confirm vehicles are total losses.
• Settle claims within individual authority; escalate or seek supervisor approval when appropriate.
• Prepare payments to vehicle owners, banks, and lease companies.
• Document all settlements and actions in the claim file system.
• Maintain an effective diary system on pending files to ensure timely resolution.
• Adhere to privacy guidelines, laws, and regulations pertaining to claims handling.
• Keep insureds and claimants updated on claim status and emerging issues.
• Act as an intermediary between the company, preferred vendors, and customers.
• Resolve disputes professionally, even in adversarial situations.
• Work directly with salvage vendors to move first-party vehicles and obtain salvage bids on third-party vehicles.
• Ensure service, loss, and expense control are always maintained.
• Prioritize and handle multiple tasks simultaneously in a fast-paced environment.
• Adjust quickly to fluctuating workload.
• Participate in catastrophic claim handling as requested.
• Obtain state licenses as needed.

Benefits

• 4 weeks accrued paid time off, 8 paid national holidays per year, and 2 floating holidays
• Low cost and excellent coverage health insurance options that start on Day 1 (medical, dental, vision)
• Annual 401(k) Employer Contribution
• Free onsite gym and health center at our Woodbridge Location
• Resources to promote Professional Development (LinkedIn Learning and licensure assistance)
• Robust health and wellness program and fitness reimbursements
• Various Paid Family leave options including Paid Parental Leave
• Tuition Reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees