Casualty Litigation Specialist

Harford Mutual Insurance Group•Bel Air, MD

4d•Hybrid

About The Position

The Casualty Litigation Specialist exercises independent discretion or judgment in handling complex, high exposure and high severity claims. This role oversees a majority of cases in litigation and works closely with outside counsel. This role also assists or acts on behalf of the Claims Supervisor, Manager, or Claims Director as needed.

Requirements

Four-year college degree; or comparable claims work experience.
Over 7 years’ experience in progressive claims roles; Prior experience in Casualty (Construction Defect, General Liability, Employers’ Liability and Auto Liability) Claims.
Knowledge in the legal field; Expertise in areas of coverage, statutory laws, and jurisdictional requirements.
Adjuster License in DE, NC, SC, KY and WV preferred.

Nice To Haves

AIC and pursuit of CPCU preferred.

Responsibilities

Conducts prompt and thorough investigations of complex and high exposure casualty claims within departmental and regulatory guidelines.
Effectively communicates through telephone, written, and other communication methods with policyholders, claimants, attorneys, witnesses, and others with pertinent information.
Provides quality claims service to our policyholders and agents by remaining in constant communication with them throughout the claim lifecycle and litigation process.
Oversees cases in litigation ensuring proper handling by outside counsel while collaborating in the development of the litigation strategy and plan of action.
Analyzes information to evaluate assigned claims to determine the extent of loss, taking into consideration coverage, liability, damages and future investigation needs.
Evaluates coverage, determines liability, and utilizes negotiation skills to resolve claims within authority to include the ability to draft the respective communications required on the claim.
Displays comprehensive expertise in casualty claims, including mastery of jurisdiction-specific documentation, statutory obligations, and the evolving legal environment affecting casualty litigation.
Actively participates in mediations to achieve efficient resolution of claims.
Accurately apply the HMIG reserving practice by continually evaluating claim exposure to establish appropriate and timely reserves over the life of the claim.
Maintain a claim dashboard and diary to comply with departmental diary procedures.
Assess and initiate subrogation and risk transfer strategies as appropriate.