Capital Markets Analyst

Ternus Lending, LLC•Charlotte, NC

13h•$65,000 - $85,000

About The Position

The Capital Markets Analyst is an entry-level role focused on data management, reporting, and administrative support for the firm's loan sale operations. Working under direct supervision, this role helps prepare loan packages for sale, maintain data accuracy, tracks execution workflows, and supports basic reporting needs. This position requires solid Excel skills, strong attention to detail, and the ability to learn quickly in a fast-paced lending environment.

Requirements

Bachelor’s degree in Finance, Economics, Accounting, or a related field (required).
0–2 years of experience in financial analysis, lending, capital markets, private credit, banking, or a similar analytical role.
Solid proficiency in Excel (pivot tables, XLOOKUP/VLOOKUP, SUMIFS, data validation; comfort working with large datasets).
Strong attention to detail
Eagerness to learn and grow in capital markets and lending operations

Responsibilities

Gather and organize loan data for potential sales and financing, including:
Whole loan sales
Fractional sales / leveraged participation
Hold vs sell recommendations based on capital efficiency
Prepare loan tapes and data files for senior team review
Run data quality checks and flag inconsistencies
Track execution outcomes and turn time by partner.
Maintain recurring reports and pipeline inventory and sale-ready loans
Pull data and create summaries to support senior team analysis
Assist in analyzing:
Gain-on-sale and margin impacts
Liquidity and velocity considerations
Concentration and risk constraints
Capital recycling and funding capacity
Prepare loan tapes and collateral summaries for investors and partners.
Verify loan data accuracy across key fields such as:
Product type, rate, term, lien position
LTV/LTC/ARV and DSCR (where applicable)
Geography, property type, borrower concentration
Status milestones (funded, cleared for sale, payoff risk, extensions)
Identify common data errors/bottlenecks and provide suggestions for improvement
Support daily operation workflow including:
Bid tracking and comparisons
Due diligence requests and data pulls
Settlement tracking and status updates
Coordinate with internal teams (Sales, Underwriting, Closing, Servicing, Accounting) to escalate data issues quickly and keep execution timelines on track.
Identify recurring bottlenecks, data gaps, and execution inefficiencies.
Develop understanding of loan sale processes and capital markets operations
Support standardization of templates, reporting formats, and process documentation.
Ask questions and seek feedback to expedite the learning curve