Business Lender

Pinnacle Bank•Jasper, AL

32d

About The Position

The Business Lender is responsible for developing, managing, and growing a high-quality commercial loan portfolio for the bank while delivering exceptional customer service to local businesses. This role combines business development, relationship management, and community involvement. The lender serves as a trusted financial advisor to business clients, helping them meet their financing needs while ensuring the bank’s risk standards and regulatory requirements are met.

Requirements

Bachelor’s degree in Business, Finance, Accounting, or related field preferred.
5+ years of commercial lending, credit analysis, banking, or sales experience.
Excellent communication and relationship-building skills.
Strong organizational and time-management skills.
High level of integrity, professionalism, and customer service orientation.
Proficiency in Microsoft Office and either banking or sales software.

Responsibilities

Business Development & Relationship Management
Identify, develop, and maintain strong relationships with small and mid-sized business clients within the bank’s market.
Attend community, business, and networking events to promote the bank and generate new business opportunities.
Serve as the primary point of contact for business clients, providing guidance on banking solutions including loans, deposits, treasury services, and other commercial products.
Cross-sell bank products and collaborate with retail and specialty banking teams.
Loan Origination & Portfolio Management
Originate a variety of commercial loans including commercial real estate (CRE), equipment financing, lines of credit, working capital loans, and SBA loans (if applicable).
Ensure timely and accurate collection of financial information and loan documentation.
Monitor existing loan portfolio for performance, covenant compliance, risk ratings, and early warning indicators.
Risk Management & Compliance
Maintain high standards of documentation and compliance with bank policies, state/federal regulations, and safety/soundness requirements.
Identify potential credit issues early and work with the credit and loan operations teams on remediation strategies.
Ensure adherence to fair lending, BSA/AML, and other regulatory standards.
Community Engagement
Represent the bank professionally in the community through volunteerism, leadership groups, chambers of commerce, and local business associations.
Support the bank’s mission to serve local businesses and strengthen community economic development.