Business Director - Credit Analytics

Capital One • McLean, VA

1d • $209,500 - $263,000

About The Position

As a Business Analysis Director in LMCRO, you will apply your strategic and analytical skills to review and challenge the credit loss forecasts for our various lines of business that inform the Company’s quarterly allowance and annual stress testing estimates. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

Requirements

• Bachelor’s Degree
• At least 4 years of experience performing quantitative analysis
• At least 4 years of experience performing qualitative analysis
• At least 2 years of experience performing people management
• At least 2 years of experience performing project management

Nice To Haves

• Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
• 5+ years of experience in quantitative and qualitative analysis
• 5+ years of experience in financial services
• 3+ years of experience in Consumer credit management, such as Card, Auto, or Personal Loans
• 3+ years of experience in people management
• 1+ year of experience in consulting

Responsibilities

• Leadership: May manage or develop analysts. Coaching and mentoring associates with a goal of developing and retaining talent at Capital One
• Credit Risk: Drive step-change improvements in credit forecast performance by connecting drivers of future consumer (and commercial as a plus) credit trends to historical behavior, creating risk analytics, and testing hypotheses using rigorous monitoring and analysis
• Execution: Manage the credit forecast challenge process, including forming challenge hypotheses, designing analytics to prove the hypotheses, interrogating the data and permutating the analyses to uncover the truth, and synthesizing the takeaways for leadership with influence and effective communication. Oversee multiple projects concurrently
• Partnership: Work closely with colleagues across Capital One including: Loss forecast teams, Model Developers, Model Validation team, Finance, Credit Accounting, and others to drive improvement in company’s ACL and CCAR process and outcomes
• Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the role’s output is based on rigorous analytic work in credit and forecasting risk management
• Strong business judgment, leadership and integrity: He/she should be able to apply strong judgement, leadership, and integrity in evaluating how to prioritize the team’s challenge efforts and how to debate conclusions with the first line team
• Solid people leadership experience: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. He/she should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results
• Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
• Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
• Successful track record of thriving in a fast paced and dynamic environment.

What This Job Offers

• Job Type: Full-time
• Career Level: Director