BSA Specialist

ORNL Federal Credit Union • Oak Ridge, TN

1d

About The Position

The BSA Specialist maintains the Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance program in accordance to guidance provided by the NCUA and Financial Crimes Enforcement Network. This includes monitoring of accounts for suspicious activity, filing CTRs, reviewing exempt accounts and completing and reviewing monthly reports. The BSA Specialist works closely with front office staff to ensure the credit union's BSA/AML program, OFAC rules and Customer identification Program are followed.

Requirements

• Five or more years of financial institution experience required.
• One or more years of experience with Bank Secrecy Act, Anti-Money Laundering, Office of Foreign Asset Control, and USA PATRIOT Act regulatory requirement and reporting required.
• Associate's degree in a business or related field, or an equivalent combination of education and experience is required.
• Proficiency in Microsoft Word, Excel and Google Workspace.
• Excellent organizational and analytical skills.
• Ability to communicate clearly and professionally with all levels of an organization.
• Excellent written and verbal communication skills, including business writing ability.
• Ability to compute rate, ratio, and percentages.
• Ability to define problems, collect data, establish facts and draw conclusions while dealing with a variety of abstract and concrete variables.

Nice To Haves

• One or more years of direct experience in banking compliance is preferred.
• Knowledge of Verafin system.

Responsibilities

• Reviews, prepares, and files Currency Transaction Reports (CTRs) in accordance with the Bank Secrecy Act (BSA), FinCEN regulations.
• Ensures all filed reports are accurately saved, documented, and retained for audit and examination purposes.
• Escalates unusual patterns, structuring indicators, or potential suspicious activity to the BSA Officer or the appropriate team member for further review.
• Stays current on BSA/AML regulations, guidance, and internal policies.
• Collaborates with branch staff, operations, and compliance teams to obtain required information and provide guidance on CTR requirements.
• Completes required BSA/AML training and continuing education annually.
• Researches and resolves discrepancies, missing information, or errors related to CTR record completions.
• Tracks and reports CTR metrics, including error rates, and filing timeliness.
• Performs other job-related duties as assigned.

What This Job Offers

• Career Level: Mid Level
• Education Level: Associate degree