BSA/AML Investigator

First National Bank of America • East Lansing, MI

3d • Onsite

About The Position

First National Bank of America is growing and adding an analytical and detail oriented BSA AML Investigator to the Bank Secrecy Act (BSA) team. The BSA AML Investigator is responsible for investigating incidents of suspicious activity, providing SAR recommendations to the BSA Officer, and performing the necessary steps for filing SARs when necessary. Additionally, this role is responsible for quarterly and monthly BSA tasks. The BSA AML Investigator also provides cross coverage for BSA Fraud Analyst tasks. The BSA AML Investigator reports directly to the BSA Supervisor and will be an integral part of the FNBA Risk Management team. The position requires an individual with a curious nature and a talent of identifying and investigating red flags related to suspicious activity. Furthermore, the individual should have a strong desire to provide leadership and guidance to other members of the investigative team. The ideal candidate will demonstrate strong critical thinking, independent work ethic, confidentiality, adaptability and sound organization and time management.

Requirements

• A thorough understanding of the Bank Secrecy Act (BSA) and experience with Verafin Financial Crime Management platform
• 2+ years of experience conducting BSA investigations with accuracy in SAR escalations
• 2+ years of experience writing SAR narratives and filing SARs
• 1+ years of acceptable QC results regarding SAR Considered dispositions
• Strong Excel or database skills

Responsibilities

• Perform end-to-end BSA investigations by applying investigative techniques and sound judgment to assess case facts and determine appropriate SAR filings or non-filing justifications, ensuring full compliance with banking regulations and internal controls
• Draft, review, and submit SARs in accordance with FinCEN guidelines and filing timelines, ensuring quality and accuracy in all submissions
• Oversee daily cash report reviews and file CTR’s as applicable
• Serve as a subject matter expert and escalation point for fraud analysts and specialists and provide cross coverage for BSA Fraud Analyst tasks as needed
• Stay current on regulatory changes, fraud trends, industry best practices, detection techniques, and emerging threats
• Complete required training and proactively pursue continuing education related to fraud, AML, and financial crime risk management.

Benefits

• Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
• Dental – Premiums as low as $0.00
• Vision – Low premium Plan
• Discounted childcare
• Pet Insurance
• Paid Time Off (PTO)
• 401k with employer match
• Adjustable desks that can be raised or lowered to sit or stand

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed