Branch Manager & Loan Officer

Oregon Coast Bank•Newport, OR

51d

About The Position

The Banking Branch Manager will direct and supervise the staff and day-to-day operations in the assigned branch location, ensuring delivery of quality customer service and achievement of sales or productivity goals. Serve the customers within our target market in an extraordinary manner so that our brand name and reputation continue to flourish. Maintain a healthy cash flow and minimize company risk. Training for new hires and personnel to perform their job adhering to the bank’s philosophies, policies, and procedures leading to consistent customer engagement throughout all branches.

Requirements

High school diploma or equivalent with one to two years college preferred
Minimum of one to two years prior management or supervisory experience
Minimum five years’ experience in a full-service financial institution or other retail customer service profession with exposure to a variety of programs/products
Effective verbal and written communication skills
Ability to prepare and maintain confidential records and reports
Dedication to meeting the expectations and requirements of internal and external members, use feedback for continuous improvement and develop and maintain effective relationships
Ability to prioritize tasks to use time efficiently and attend to a broad range of activities
Ability to generate new and unique ideas as solutions to operational or member service issues, and develop non-traditional ways of doing business
Must have excellent knowledge of Microsoft Office products, including but not limited to Word, Excel, and Outlook
Have a proactive and positive attitude toward clients, supervisors, co-workers, and the bank
Ability to handle multiple projects simultaneously and work with limited supervision, exercising own initiative and judgment
Knowledge of Credit Bureau Reports
Good discernment and decision-making abilities
Excellent leadership and management skills
Exceptional organizational skills and attention to detail
Ability to prioritize tasks, delegating when appropriate

Responsibilities

Collaborates with other branch managers to set reasonable goals and information sharing resulting in consistency between the different branches.
Executes company performance standards. Standards may be based on financial and operational goals and required compliance with internal, local, state, and federal policies, procedures, and regulations.
Conducts regular staff meetings to ensure that goals and objectives are clearly communicated with branch staff; provides guidance and leadership to enable staff to meet these goals and objectives.
Identifies training needs and opportunities; develops and implements a plan for meeting those needs.
Maintains and develops positive relationships with existing and prospective clients, demonstrating excellent customer service and setting an example for other staff.
Participates in community activities to promote the organization and to build goodwill.
Assesses and minimizes company risk while maintaining profit.
Understands and implements the loan underwriting process and/loan collections.
Manages NSF and chargebacks.
Conducts performance evaluations that are timely and constructive, providing recommendations for promotion and salary adjustment as appropriate.
Disciplines and manages personnel as needed.
Oversees the branch facilities management.
Be familiar with the employee handbook and will be held accountable to the standards of conduct and expectations detailed therein.
Performs other related duties as assigned.