Bank Market President

Availa Bank•Council Bluffs, IA

14d•Onsite

About The Position

Availa Bank believes our people make a difference, and we recognize that individual differences and experiences strengthen our teams. Each member of our team is empowered to inspire and enable our clients and the communities we serve to achieve financial success. This is not a remote position. BANK MARKET PRESIDENT POSITION SUMMARY The Market President provides leadership and direction for its designated location(s). This position is responsible for maintaining and building on existing relationships and developing new ones to proactively generate new business in the market area, along with loan supervision, marketing, retail, managing the market's financials, and the bank's daily operations. In addition, the Market President shall have the overall responsibility for: directing and overseeing the performance of all staff, along with leading and overseeing employee evaluations within the market(s); ensuring market staff compliance with all established bank policies & procedures; developing goals and performance objectives for the market; maintaining high loan credit quality. This position is responsible for implementing corporate objectives in accordance with policies established by the CEO and Board of Directors.

Requirements

Bachelor’s degree in a related field preferred or equivalent combination of education and experience
Minimum 7 years of related experience.
Extensive credit knowledge required
Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required
Working knowledge of loan policies and procedures
Advanced Microsoft Word and Excel skills
Strong math skills; add, subtract, multiply, and divide in all units of measure
Exceptional organizational and time management skills; ability to function well in a fast-paced environment
Exceptional oral and written communication skills with the ability to apply commonly understood knowledge to carry out instructions and instruct others, understand procedures, and write reports and correspondence
Exceptional interpersonal skills to represent the bank in a professional manner when dealing with customers and potential customers
Ability to interact with internal teams and customers with tact, diplomacy, and confidentiality
Ability to lead a diverse team, monitor employee engagement, and foster a positive working environment in the assigned market(s)
Demonstrate a “lead by example” mentality

Nice To Haves

Strong sales and negotiation skills preferred

Responsibilities

Communicates and implements the bank’s strategic plan and procedures, consistent with established financial policies and Board approval.
Supports and assists the Regional Manager in planning and expanding for the financial success of the market(s) assigned.
Identifies and contacts current and prospective customers about new and existing products and services.
Responsible for soliciting, establishing, and maintaining new agricultural, commercial, and business banking relationships within an identified portfolio or market area, along with developing a strong pipeline of business prospects for new revenue growth.
Maintains a high level of customer confidence; assumes a leadership role within the bank and community by participating in projects and activities.
Actively engaged as part of the market loan staff with duties to include: approves or denies loan applications; adheres to bank policy, procedures and appropriate lending laws and regulations; handles all loan applications within proper customer service and regulatory timeframe; works cooperatively with loan clerical staff in acquiring necessary documentation for the loan files; works to maintain loan quality by striving for low incidence of incomplete documentation or regulatory violation; monitors loans for continuing quality.
Works with peers and Management to develop and define procedures and policies for loan administration
Remains current on competitors' and vendors' products and services. Makes recommendations for new products and services and suggestions for improving existing ones.
Attends conferences and training as required, needed, or assigned to maintain current knowledge of industry regulations, requirements, and trends.
Manages operational activities in the designated market(s) and facilities/building maintenance, including staff oversight, and ensures adherence to established bank policies.
This position is responsible for supervising staff in accordance with the bank’s policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance; rewarding and taking corrective action with employees; addressing complaints and resolving problems.