AVP of Lending

TEN Credit Union•Nashville, TN

7d•Onsite

About The Position

We are seeking an experienced, strategic, and people‑focused Assistant Vice President (AVP) of Lending to lead our Consumer Lending operations. This leader will shape lending strategy, elevate the member experience, and optimize portfolio performance while ensuring operational excellence and regulatory compliance. The AVP of Lending oversees the Consumer Lending, Underwriting, Indirect Lending, and Titles functions-cultivating a high‑performing team committed to delivering outstanding service and strong financial results. If you are a collaborative leader who thrives on innovation, data-driven strategy, and developing talent, we'd love to hear from you.

Requirements

Bachelor's degree in finance, business administration, or related field.
Minimum 5 years of progressively responsible experience in consumer lending, including indirect lending, product pricing, and credit card underwriting.
At least 3 years of senior management experience.
Proven success leading strategic initiatives, managing portfolios, and driving performance outcomes.
Thorough understanding of consumer lending regulations, underwriting practices, lien laws, and loan documentation.
Strong analytical, communication, and project management skills.
Strategic planning and execution
Credit and risk management
Regulatory and compliance expertise
Product development (direct & indirect lending)
Operational improvement and digital enablement
Talent development and leadership
Vendor and partner relationship management
Executive-level reporting and communication
Ability to sit and use a computer for extended periods.
Occasional standing, bending, squatting, crawling, or climbing.
Ability to lift up to 25 lbs.
Ability to drive a Credit Union vehicle as needed.

Responsibilities

Strategic Leadership & Portfolio Management Develop and execute multi‑channel lending strategies (direct and indirect) to achieve growth in loan originations, fee income, ROA, and portfolio performance.
Utilize data and market analysis to guide pricing, product enhancements, and competitive positioning.
Oversee underwriting standards and fulfillment processes to ensure quality, regulatory adherence, and profitability.
Operational Excellence & Innovation Drive process efficiency through technology, automation, and streamlined workflows.
Lead new product development and enhancements while collaborating with internal partners and external vendors.
Maintain strong internal controls and ensure compliance with consumer lending regulations, lien laws, and loan documentation requirements.
Leadership & Team Development Lead, mentor, and develop the lending, underwriting, indirect lending, and titles teams.
Set performance goals, track results, and cultivate a positive, engaging, and service‑focused culture.
Provide meaningful coaching, feedback, and development opportunities to support staff success.
Cross‑Functional Partnership & Vendor Management Collaborate across organizational departments to ensure alignment with enterprise financial risk objectives.
Manage key vendor relationships and dealer partnerships to support operational efficiency and lending growth.
Monitor indirect lending program performance and make recommendations to optimize ROA and dealership engagement.