AVP, Mortgage Underwriting & Secondary Execution

AmeriCU Credit Union • Rome, NY

14h • $132,961 - $166,201 • Onsite

About The Position

AVP, Mortgage Underwriting & Secondary Execution Location: 231 Hill Rd, Rome NY 13341 Starting Rate - $132,960.84 to $166,201.04 annual base salary depending on experience Status: Full Time Who Are We? AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide! Purpose The AVP, Mortgage Underwriting & Secondary Execution provides hands-on leadership for the secondary market and underwriting functions, ensuring strong credit quality, regulatory compliance, and alignment with AmeriCU’s mission, values, and strategic goals. Key Responsibilities Lead, mentor, and develop the secondary market and mortgage underwriting teams while promoting a strong MVP 1‑Team culture Oversee policies, programs, systems, and software that support efficient, compliant, and timely credit decisions Manage mortgage interest rate risk for portfolio and secondary market loans to ensure competitive pricing and profitability Ensure compliance with all residential mortgage regulations, secondary market standards, and documentation requirements Oversee vendor, correspondent, and broker relationships to ensure quality, compliance, and risk standards are met Monitor mortgage quality, pipeline management, rate locks, and investor delivery timelines Underwrite mortgages within assigned authority Develop, maintain, and implement lending policies, procedures, and quality control programs Analyze market trends, competitor activity, and regulatory changes to support product development, pricing, and strategy Participate in strategic planning, budgeting, and execution of departmental business plans Prepare reports and ensure successful audits and regulatory examinations Represent the Lending Department with vendors, committees, and internal stakeholders Why You’ll Love The Role of AVP, Mortgage Underwriting & Secondary Execution Make a real impact: Play a key leadership role shaping mortgage strategy, credit quality, and secondary market success for a growing, member-focused credit union. Lead and develop talent: Coach and mentor high‑performing underwriting and secondary market teams while strengthening a collaborative, 1‑Team culture. Strategic + hands‑on: Balance big‑picture strategy with meaningful day‑to‑day involvement in pricing, risk management, and operational excellence. Influence decisions: Partner closely with senior leadership and present recommendations that directly impact products, pricing, and growth initiatives. Continuous improvement mindset: Drive innovation, streamline processes, and leverage technology to enhance efficiency and member experience. Stability with purpose: Work for a mission‑driven organization that values compliance, integrity, and long‑term financial success—for both members and employees. Professional growth: Expand your leadership influence while staying deeply connected to mortgage lending, credit administration, and secondary market operations. Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability – at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! https://www.americu.org/in-our-community/ https://www.americu.org/why-americu/

Responsibilities

• Lead, mentor, and develop the secondary market and mortgage underwriting teams while promoting a strong MVP 1‑Team culture
• Oversee policies, programs, systems, and software that support efficient, compliant, and timely credit decisions
• Manage mortgage interest rate risk for portfolio and secondary market loans to ensure competitive pricing and profitability
• Ensure compliance with all residential mortgage regulations, secondary market standards, and documentation requirements
• Oversee vendor, correspondent, and broker relationships to ensure quality, compliance, and risk standards are met
• Monitor mortgage quality, pipeline management, rate locks, and investor delivery timelines
• Underwrite mortgages within assigned authority
• Develop, maintain, and implement lending policies, procedures, and quality control programs
• Analyze market trends, competitor activity, and regulatory changes to support product development, pricing, and strategy
• Participate in strategic planning, budgeting, and execution of departmental business plans
• Prepare reports and ensure successful audits and regulatory examinations
• Represent the Lending Department with vendors, committees, and internal stakeholders

Benefits

• Competitive rates on our Medical, Dental and Vision plans
• Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
• Paid Holidays
• Paid Time off
• Employee Appreciation Events
• 401(k) Matching after 1 year of employment
• Employee Assistance Program
• Tuition Reimbursement for Full-time employees after 1 year of employment
• Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
• Enhanced Short Term Disability – at no cost to you!

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Education Level: No Education Listed