AVP - Financial Restructuring Analyst II
About The Position
As a Financial Restructuring Analyst II you will be successful by providing reliable and applicable insights into the potential risk of the client relationship and proper basis for structuring credit products for the specific conditions. The Financial Restructuring Analyst II reports to the Financial Analyst Manager and is responsible for complete underwriting of Loan Strategy Reports (“LSR”) for clients assigned to the Loan Financial Restructuring (“LFR”) area. Underwriting will consist of new requests and servicing actions, such as renewals, annual reviews, partial releases, and covenant monitoring for LFR relationship exposure within an assigned area, sector, or market segment. Additionally, expertise in using the Loan Quality Assessment (“LQA”) system and process, recommending the appropriate Loan Quality Classification (“LQC”) and proposing impairment provision amounts at the client/relationship level are required responsibilities. Any additional LFR analysis may be assigned at the FAM’s discretion.
Requirements
- Bachelor’s Degree with 2+ years of experience
- Knowledge of short and long term agricultural credit
- Skilled in financial spreading, forecasting, stress testing, and risk analysis
- Strong written and oral communication abilities
- Ability to travel regionally up to 15%
- Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.
Responsibilities
- Provides reliable and applicable insights into the potential risk of the client relationship and proper basis for structuring credit products for the specific conditions
- FRM and Credit is provided with a well-founded advice concerning the structuring of credit products
- Contributes to a smooth and efficient process which meets client delivery expectations
- Assigned areas of responsibilities, in regard to servicing, are completed on a timely manner
- Effective and efficient management of credit/risk portfolio thereby minimizing risks in the short- and long-term
- Contribution to the achievement of commercial goals
Benefits
- Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
- You can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
- We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year).
- To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs.
- Workforce Well-Being supports a hybrid working model that offers the flexibility to split your time between home and the office—typically 2–3 days remote and the remaining days onsite—promoting both productivity and personal well-being.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
