AVP Consumer Lending Compliance

Bank of Utah • Ogden, UT

8h

About The Position

If our mission statement piques your interest, we encourage you to apply for the currently open position of AVP, Consumer Lending Compliance to work Monday - Friday. The ideal candidate will demonstrate advanced regulatory expertise, operational precision, and strategic leadership in lending compliance. This role is designed for a seasoned professional ready to shape the Bank’s compliance posture, influence cross-functional decision-making, and elevate the integrity of lending practices across consumer mortgage portfolios.

Requirements

• Bachelor’s degree in business, finance, or related field; equivalent experience considered
• 10+ years of progressive experience in bank/mortgage compliance or lending operations
• Extensive knowledge of federal and state lending regulations, including HMDA, fair lending, and QC standards
• Proven ability to interpret complex regulatory guidance and translate it into actionable policy
• Effective communication skills with experience advising executives and regulatory bodies
• Proficiency in Microsoft Office and lending compliance platforms

Responsibilities

• Partner closely with the Mortgage Operations team, advising on regulations and their applicability to our operations.
• Drive strategic alignment across compliance and operations teams to optimize workflows
• Co-lead the Bank’s lending compliance program, overseeing consumer lending
• Develop, revise, and maintain policies and procedures to mitigate compliance risk and ensure regulatory alignment
• Monitor and report lending compliance violations and trends to VP Compliance Program Manager, Integrate compliance controls, testing, and monitoring into business unit workflows
• Manage the Bank’s (HMDA) program, including LAR preparation and submission
• Oversee the fair lending program, including quarterly analysis and discrimination risk assessments
• Lead the mortgage (QC) program, including vendor oversight, reporting, and remediation
• Facilitate regulatory examinations and audits related to lending and HMDA
• Serve as a subject matter expert, providing guidance to business units and mortgage personnel
• Interpret and disseminate new regulations, ensuring timely and effective implementation
• Develop and deliver formal compliance training across departments
• Review and approve marketing materials, disclosures, and customer agreements for regulatory compliance
• Actively participate in the Management Compliance Committee and Fair Lending Committee
• Collaborate with internal stakeholders to foster a proactive and transparent compliance environment
• Function as liaison with regulatory agencies on matters of interpretation, examination, and enforcement
• Maintain relevant certifications (e.g., CRCM) and stay current on emerging regulatory trends
• Attend industry conferences, webinars, and training sessions to enhance expertise and credential the Bank’s compliance program

Benefits

• Great work-life balance, with a Monday-Friday schedule
• Competitive pay and benefits, including medical, dental and vision plans
• 401(k) plan and match up to 5 percent in our employee stock ownership program (eligibility requirements must be met)
• 12 paid bank holidays + paid time off, including paid parental leave
• Volunteer opportunities to make a difference in the communities where you work and live
• Awards and recognition to celebrate you and your colleagues for living the bank's values

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level