Consumer Lending Compliance Analyst

Randolph Brooks Federal Credit Union • San Antonio, TX

5d

About The Position

The Consumer Lending Compliance Analyst will assist within the Consumer Lending business unit while working collaboratively with the Mortgage, Business Solutions, and Collections compliance teams to ensure that the credit union follows all applicable state and federal laws, rules, and regulations. This will include research, testing, data analytics, and project task fulfillment. Essential Functions and Responsibilities: Work with the Consumer Lending team while maintaining thorough knowledge of applicable federal and state laws and regulations Collaborate in monitoring of compliance programs for the department to include escalating areas of concern for further review. Stay abreast of state and federal laws which consists of reviewing and interpreting rules and regulations, supervisory highlights, circulars, and enforcement actions that may have a direct impact on the lending business units’ policies, procedures, forms, disclosures, and systems. Work on projects/matters of limited complexity in a support role which includes researching a wide variety of topics and issues that may have limited complex regulatory impact, and summarizes findings with team. Assist with preparing reports of limited complexity and organizing supporting documentation. All other duties as assigned (note: essential functions and responsibilities may change, or new ones may be assigned at any time with or without notice). Requirements: High School Diploma or G.E.D. Minimum six months of regulatory compliance experience Broad knowledge of and practical experience with credit union or other financial institution operating areas, functions, products and services and the applicable laws and regulations Basic understanding of state and federal regulatory laws and regulations applicable to the credit union; including the ability to perform guided research for issues related to regulatory compliance Must demonstrate an analytical ability to interpret regulatory information to assist with monitoring processes critical to the business unit Good communication, analytical, organizational, problem solving and time management skills Knowledge and efficient use of Microsoft Office Ability to work independently given minimal direction Self-motivated with desire to be a team player in a constructive environment All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. Careers at RBFCU Randolph-Brooks Federal Credit Union (RBFCU) is the largest credit union in Texas with more than 1 million members and total assets exceeding $15 billion. Recognized for financial stability, our credit union consistently receives the highest ratings of “Five Star” and “Superior” from respected organizations that evaluate financial institutions in the United States. We’re frequently recognized as one of the best workplaces in San Antonio, Austin, the state of Texas and the country. Our Benefits RBFCU is proud to offer a comprehensive benefits package, including: 401(k) with matching incentives — up to 10 percent Competitive pay Medical, vision and dental benefits available to employees and their families from the first day of employment Tuition reimbursement plans Life insurance Pharmacy discount programs Flexible Spending (FSA), Health Savings (HSA) and Dependent Care account options Paid time off Parental leave Company-paid benefits include: Long-term disability Basic life insurance Wellness program Credit-monitoring service Employee assistance program Training and volunteer opportunities Apply to join the RBFCU family!

Requirements

• High School Diploma or G.E.D.
• Minimum six months of regulatory compliance experience
• Broad knowledge of and practical experience with credit union or other financial institution operating areas, functions, products and services and the applicable laws and regulations
• Basic understanding of state and federal regulatory laws and regulations applicable to the credit union; including the ability to perform guided research for issues related to regulatory compliance
• Must demonstrate an analytical ability to interpret regulatory information to assist with monitoring processes critical to the business unit
• Good communication, analytical, organizational, problem solving and time management skills
• Knowledge and efficient use of Microsoft Office
• Ability to work independently given minimal direction
• Self-motivated with desire to be a team player in a constructive environment

Nice To Haves

• Experience with financial institutions larger than $10 billion in assets and exposure to oversight by the Consumer Financial Protection Bureau (CFPB), a plus

Responsibilities

• Work with the Consumer Lending team while maintaining thorough knowledge of applicable federal and state laws and regulations
• Collaborate in monitoring of compliance programs for the department to include escalating areas of concern for further review.
• Stay abreast of state and federal laws which consists of reviewing and interpreting rules and regulations, supervisory highlights, circulars, and enforcement actions that may have a direct impact on the lending business units’ policies, procedures, forms, disclosures, and systems.
• Work on projects/matters of limited complexity in a support role which includes researching a wide variety of topics and issues that may have limited complex regulatory impact, and summarizes findings with team.
• Assist with preparing reports of limited complexity and organizing supporting documentation.
• All other duties as assigned (note: essential functions and responsibilities may change, or new ones may be assigned at any time with or without notice).

Benefits

• 401(k) with matching incentives — up to 10 percent
• Competitive pay
• Medical, vision and dental benefits available to employees and their families from the first day of employment
• Tuition reimbursement plans
• Life insurance
• Pharmacy discount programs
• Flexible Spending (FSA), Health Savings (HSA) and Dependent Care account options
• Paid time off
• Parental leave
• Long-term disability
• Basic life insurance
• Wellness program
• Credit-monitoring service
• Employee assistance program
• Training and volunteer opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED