Assumptions Mortgage Loan Consultant

Two Harbors Investment • Fort Mill, SC

3d • Onsite

About The Position

The MLCI will gain the necessary licensure to originate assumption mortgage loans. Mortgage Loan Consultants report directly to the Assumption Manager and, upon licensure, works closely with current customers to educate them on the assumption process, take assumption applications and communicate expectations.

Requirements

• Must hold or be eligible to obtain an active Utah NMLS Mortgage Loan Originator license and other licenses as necessary
• Possesses the ability to obtain licensing authority to perform origination functions
• Ability to maintain licenses, procure additional licensing and perform requisite continuing education requirements is necessary
• An associate’s degree, as well as strong organization, attention to detail
• Working knowledge of conventional and government loan programs
• Strong analytical and problem-solving skills
• Effective written and verbal communication/presentation skills
• Must be able to keep up to date on regulation changes– knowledge may be gained through coursework and on-the-job training
• Extended and weekend work hours may be required

Nice To Haves

• 2+ Mortgage industry experience preferred
• Microsoft Office skills, at an intermediate level is preferred

Responsibilities

• Complete education program and obtain SAFE and State licensure as required
• Counsel customers regarding the assumption loan program.
• Pre-qualify potential borrowers based on income, debt, employment history, and other credit data.
• Determine customers' eligibility.
• Assist in gathering customer authorizations and supporting documentation as required by regulation and/or program guidelines.
• Originate applications and monitor the loan from application through closing process, maintaining effective communications with customers, referral sources, and loan support staff.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree