Associate Underwriter

Howden • San Diego, CA

1d

About The Position

At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. DUAL North America, Inc. is seeking a Associate Underwriter Associate Underwriter, Flood Classification: Exempt/Full-Time Reports to: Underwriter, Flood or above Travel: 0-10% Salary: Role overview DUAL North America is seeking an Associate Underwriter for the Flood Division. At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the Flood division, you will assist underwriters in evaluating flood risk exposures, gathering site-specific data, and facilitating accurate quoting and binding for flood insurance policies.

Requirements

• Bachelor’s degree in risk management, finance, business or a related field preferred
• 0–1 year underwriter or insurance experience
• Foundational knowledge of insurance principles
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
• Ability to follow policies and procedures
• Complete assigned tasks correctly, on time and able to learn quickly
• Self-motivated and demonstrating attention to detail
• Be able to work independently for extended periods
• Excellent written and verbal communication skills as well as general business understanding
• Travel up to 10% with an Underwriter to shadow and participate in interactions between Underwriters and brokers
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment

Responsibilities

• Process submissions by providing account triage for Underwriters
• Provide backup support for Underwriters when traveling in the market
• Gather and compile information required to quote and/or bind an account
• Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders
• Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics
• Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) – need to understand what business is selling (understanding why deals are lost and adjusting accordingly)
• Provide customer service and underwriting support to help achieve new and renewal premium goals
• Build relationships with producers with supervision from more senior underwriters
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable
• Assist Underwriters as requested
• Complete other related clerical and administrative duties as assigned
• Quote issuance as approved by senior underwriter
• Binder issuance as approved by senior underwriter
• Policy Issuance review
• Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes as necessary

Benefits

• Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level