Assistant Relationship Officer - Commercial Banking - Provo, UT
About The Position
Zions Bank is seeking an Assistant Relationship Officer to join its Commercial Banking team. This role is crucial for analyzing, interpreting, and presenting financial and credit data to assess client creditworthiness. The Assistant Relationship Officer is responsible for reviewing and initiating loan documents to ensure compliance with legal and regulatory standards, and for supporting relationship managers in client interactions and credit recommendations. Key duties include assisting with collection efforts, resolving customer problems, and providing exceptional service to clients and team leaders. This position is vital for supporting the bank's loan growth and maintaining portfolio quality. It is an excellent opportunity for motivated, proactive individuals eager to work with respected leaders and make an impact.
Requirements
- Some experience in loan processes, credit, credit analysis, documentation, or directly related experience
- Basic knowledge of credit, credit analysis, and experience with various types of loans
- Ability to meet deadlines, audit documentation, and solve problems
- Strong communication, customer service, and organizational skills
- Attention to detail with consistent self-management and follow-through
- Ability to make recommendations to officers and inspire others to achieve bank initiatives
- Proactive attitude and desire to work as part of a motivated, driven team
- Bachelor’s degree. A combination of education and experience may meet requirements.
Responsibilities
- Analyze, interpret, investigate, and present financial data, tax information, and credit documentation for credit decisions
- Review and initiate loan documents for legal and structural compliance with policies and regulations
- Place calls to clients to enhance underwriting and credit analysis
- Assist with collection efforts and resolve customer issues
- Consult with relationship managers and portfolio managers to prepare customer information for credit review and loan presentations
- Serve as backup relationship manager and support loan officers/team leaders in customer service
- Assist with basic and mid-sized loans, including disbursement of funds
- Provide recommendations for credits and loan presentations
- Maintain portfolio quality through due diligence and ongoing responsibilities
Benefits
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Employee Ambassador preferred banking products
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Number of Employees
1,001-5,000 employees
