Assistant Relationship Officer - Commercial Banking - Provo, UT

Zions Bancorporation • Provo, UT

13h • Onsite

About The Position

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.
With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
We are seeking an Assistant Relationship Officer to join Zions Bancorporation’s Commercial Banking team. The Assistant Relationship Officer plays a key role in analyzing, interpreting, and presenting financial and credit data to determine client creditworthiness. This position is responsible for reviewing and initiating loan documents, ensuring compliance with legal and regulatory standards, and supporting relationship managers in client interactions and credit recommendations. You will assist with collection efforts, customer problem resolution, and provide exceptional service to clients and team leaders. This role is vital to enabling the success of the bank by supporting loan growth and maintaining portfolio quality. If you are motivated, proactive, and eager to work with respected leaders, this is an excellent opportunity to make an impact.

Requirements

• Some experience in loan processes, credit, credit analysis, documentation, or directly related experience
• Basic knowledge of credit, credit analysis, and experience with various types of loans
• Ability to meet deadlines, audit documentation, and solve problems
• Strong communication, customer service, and organizational skills
• Attention to detail with consistent self-management and follow-through
• Ability to make recommendations to officers and inspire others to achieve bank initiatives
• Proactive attitude and desire to work as part of a motivated, driven team
• Bachelor’s degree. A combination of education and experience may meet requirements.

Responsibilities

• Analyze, interpret, investigate, and present financial data, tax information, and credit documentation for credit decisions
• Review and initiate loan documents for legal and structural compliance with policies and regulations
• Place calls to clients to enhance underwriting and credit analysis
• Assist with collection efforts and resolve customer issues
• Consult with relationship managers and portfolio managers to prepare customer information for credit review and loan presentations
• Serve as backup relationship manager and support loan officers/team leaders in customer service
• Assist with basic and mid-sized loans, including disbursement of funds
• Provide recommendations for credits and loan presentations
• Maintain portfolio quality through due diligence and ongoing responsibilities

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level