Asset Based Lending Vice President

Texas Capital Bank•Dallas, TX

About The Position

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives . At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News ’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com . Competences: In-depth understanding of asset based loans and credit risk generally. Must be able to quickly assess the strengths, weaknesses and overall feasibility of a potential transaction Strong interpersonal skills. Must be ablet to build rapport with clients, prospects and bankers to sell, deliver and close ABL the loan product Highly self-motivated and ability to take independent initiative to develop network and source transactions Familiarity with a wide range of industries and collateral types Familiarity with a variety of capital structure components, from ABL and cash flow bank debt, to direct lender and capital markets loan products Ability to effectively communicate with internal credit partners with clear thinking and credibility Strong organizational and time management skills: high sense of urgency and ability to handle competing priorities Bring a “team-first” mindset to incorporating banking partners in origination activity and also in supporting the ABL team where needed

Requirements

In-depth understanding of asset based loans and credit risk generally. Must be able to quickly assess the strengths, weaknesses and overall feasibility of a potential transaction
Strong interpersonal skills. Must be ablet to build rapport with clients, prospects and bankers to sell, deliver and close ABL the loan product
Highly self-motivated and ability to take independent initiative to develop network and source transactions
Familiarity with a wide range of industries and collateral types
Familiarity with a variety of capital structure components, from ABL and cash flow bank debt, to direct lender and capital markets loan products
Ability to effectively communicate with internal credit partners with clear thinking and credibility
Strong organizational and time management skills: high sense of urgency and ability to handle competing priorities
Bring a “team-first” mindset to incorporating banking partners in origination activity and also in supporting the ABL team where needed
7+ years of experience in asset based lending and commercial lending
Bachelor’s degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree.
Formal Credit training program or equivalent work experience required

Nice To Haves

Prior ABL origination and portfolio management experience strongly preferred

Responsibilities

Business development: identify and pursue new ABL opportunities through networking, referrals and banker outreach
Lead client and prospect calls in conjunction with commercial and corporate banking partners
Develop and maintain strong relationships with clients, prospects and referral sources such as bankers, brokers, financial advisors and accountants
Create pitch books and executive summaries prior to client and prospect calls
Client and prospect assessment: quickly evaluate potential new transactions based on limited time and information
Lead diligence and research calls, focusing on key credit topics that must be addressed for initial deal assessment.
Prepare in-depth credit screening memos for new and existing clients
Monitor transactions in the pipeline from prospecting phase through closing
Guide ABL and broader deal teams to meet transaction deadlines and client expectations
Work constructively with underwriting and originations support staff to develop screening memos, credit packages
Maintain current pipeline in Salesforce through timely inputting of calls and deal flow
Travel to designated markets to make pitches and develop internal and external networks