Ascentium Syndications Credit Analyst

Regions Bank

About The Position

At Ascentium Capital, the Syndications Credit Analyst is responsible for reviewing, analyzing, and evaluating credit in addition to gathering, inputting, and examining customer financial data with the aim of securing financing through outside lending partners. This position also prepares loan origination packages, submits to lenders and manages the decision, documentation and funding processes. Ascentium Capital, a division of Regions Bank, provides convenient access to financing for business equipment and technology and serves small organizations to Fortune 500 companies with programs that benefit manufacturers, distributors and direct to businesses nationwide. Our finance specialization covers several segments, including technology, healthcare, hospitality, franchise, commercial vehicles, and other markets. We strive to be the premier provider of customized finance programs that add value to our customers' businesses.

Requirements

Bachelor’s degree or equivalent in related field
One (1) year of related experience
Ability to manage multiple priorities
Ability to learn additional systems as needed
Ability to research, analyze data, and derive facts
Ability to work in a team environment when applicable
Ability to work under pressure and meet deadlines
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
Strong attention to detail and proof-reading skills
Strong verbal, written communication, and organizational skills
Strong work ethic and self-motivation

Nice To Haves

Bachelor’s degree in Accounting or Finance, or related field
Business to business lending or related industry experience

Responsibilities

Reviews, analyzes, and evaluates credit
Gathers, inputs, and analyzes customer financial data
Pre-screens applicants to determine credit worthiness
Works with syndicate partners to attain credit approval
Prepares lease/loan origination packages for internal/external underwriter reviews
Generates lease/loan documents in an accurate and timely manner to maintain the established business process
Manages internal and external sales transactions through the funding process
Fosters an open dialogue and strong working relationships with the Sales Representatives, Intermediary Sources, Potential Customers, Vendor Service Representative Department, Customer Service, Asset Management Group and other groups to ensure internal and external customer satisfaction
Partakes in the assessment of lease/loan product goals/objectives to optimize utilization of human and financial resources to achieve corporate financial goals
Works closely with the senior management on all business opportunities and issues related to the lease and loan product
Provides input, feedback, and recommendations to senior management for enhancement of the lease and loan product
Participates in meetings with other units/departments to provide input and improve the process