Credit Analyst

Yancey Bros. Co. • Austell, GA

1d

About The Position

As the Credit Analyst, you will conduct credit investigations and analyze credit information pertaining to loans under direction supervision.

Requirements

• To be successful in this position you should have prior account management experience or training.
• Excellent customer service, organizational and communication skills are also required.
• High school diploma required.
• Analytical thinking skills
• Mathematical skills
• Strong oral and written communication skills
• Strong customer service skills
• Demonstrated organizational skills including ability to work on multiple client portfolios at once

Nice To Haves

• Bachelor's degree from a four-year college or university preferred.
• NACM Affiliation/Certifications
• Billtrust experience
• Netnow experience
• D365 expereince
• Collection Automation Software experience
• Ability to speak, read, and write Spanish fluently

Responsibilities

• Process incoming credit applications and work with customers to ensure completeness of credit applications.
• Conduct in-depth credit risk assessments for prospective customers. Using financial statements, credit bureau reports, trade references and more.
• Conduct annual credit reviews on existing customer base to ensure minimal deterioration of existing credit portfolio.
• Conduct ad-hoc credit reviews on existing customer base to ensure proper flow of orders.
• Monitor parts and service queue and release orders based off of credit availability and risk to company.
• Approve and set credit limits, up to authorized amounts.
• Prepare file and forward recommendation to management for any account over the assigned authorization level.
• Initial set up and ongoing maintenance of accounts in DBS/D365.
• Collaborate with collection to ensure high risk accounts are being actively contacted.
• May maintain a limited number of accounts in a collections portfolio.
• Participate in required safety programs, and working in a safe manner
• Miscellaneous duties and reports as assigned by manager

Benefits

• Yancey Bros Co offers a full benefits package that includes aggressive compensation levels, technician tool allowances, full medical, vision and dental coverage, employee wellness programs, paid vacations and more.
• Competitive Pay Structure
• Compensation: Competitive Pay
• Individual Bonus Opportunities Available
• Technician Tool Allowance
• 401k Plan
• Strong Company Match
• Employee Profit Sharing
• Financial Wellness Coaching
• Employee Wellness Program
• Medical, Vision, Dental Insurance
• Prescription Drug Coverage
• Flexible Spending Accounts
• Short & Long Term Disability
• Group Life Insurance
• Personal Time Off
• Paid Holidays
• Paid Sick Leave
• Career Development
• Tuition Reimbursement
• Ongoing Training
• Advancement Opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 501-1,000 employees