Appraisal Analyst III
About The Position
As the Appraisal Analyst III, you will be a contributing member of the Collateral Risk Management Team. In this role you will make decisions on collateral as a function of Citizens' due diligence, as it pertains to risk exposure on residential real estate. You will perform moderately complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines. This will include Owner or Tenant Occupied, Single Family, Condos and PUD units with a loan amount of $0 - $999,999.
Requirements
- Certified or General Certified Appraiser License Required
- Expert level understanding of Fannie Mae and Freddie Mac guidelines
- Working knowledge of Collateral Underwriter tool
- Review plans and specifications
Nice To Haves
- Working knowledge of CMS
- Working knowledge of Empower
Responsibilities
- Analyzes the reasonableness of the appraisals to confirm reported value is supported for financing purposes while evaluating report completion methodology.
- Maintains daily and monthly goals set by Sr. Management.
- Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.
- Perform other responsibilities as directed by the team Leader or other Sr. Management.
- Communicate with appraisal vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary.
- Report inconsistencies and irregularities on appraisals to the Manager to determine If an escalation is required.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
