Appraisal Analyst III C

Citizens Bank

8d

About The Position

As the Appraisal Analyst III C, you will be a contributing member of the Collateral Risk Management Team. In this role you will make decisions on collateral as a function of Citizens' due diligence, as it pertains to risk exposure on residential real estate. You will perform complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines. This will include Owner or Tenant Occupied, Single Family, Condos and PUD units with a loan amount of $0 - $3,500,000.
Primary responsibilities include
Analyzes the reasonableness of the appraisals to Confirm reported value is supported for financing purposes while evaluating report completion methodology.
Maintains daily and monthly goals set by Sr. Management.
Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.
Perform other responsibilities as directed by the team Leader or other Sr. Management.
Communicate with appraisal vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary.
Report inconsistencies and irregularities on appraisals to the Manager to determine If an escalation is required.

Requirements

• 3+ years certified residential appraiser with appraisal review experience
• Extensive knowledge of USPAP (Uniform Standards of Professional Appraisal Practice) and general appraisal techniques and analysis
• Proficient with Microsoft Word, Excel, and Outlook.
• Knowledge of all types of real property, terms, types of ownership in real estate, deeds, mortgages, etc.
• Ability to recognize deficiencies in appraisal reports and changes in market trends and conditions.
• Able to multitask with effective and proficient communication skills.
• Ability to work with a sense of urgency
• Familiar with secondary market collateral guidelines

Nice To Haves

• Recent and extensive appraisal review experience of complex properties

Responsibilities

• Analyzes the reasonableness of the appraisals to Confirm reported value is supported for financing purposes while evaluating report completion methodology.
• Maintains daily and monthly goals set by Sr. Management.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.
• Perform other responsibilities as directed by the team Leader or other Sr. Management.
• Communicate with appraisal vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary.
• Report inconsistencies and irregularities on appraisals to the Manager to determine If an escalation is required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed