Anti-Fraud Officer - Governance, Reporting and Training

UBS•Nashville, TN

60d•$90,000 - $120,000

About The Position

Do you want to combat fraud and prevent financial crime? Do you want to be part of a team that is building a new fraud program for a consumer digital bank? Are you a team player able to partner across an organization and provide subject matter expertise for the development and implementation of robust fraud risk mitigation? Can you play a key role in providing oversight, advice and challenge across a comprehensive fraud program? Are you an individual capable of undertaking a demanding yet rewarding role that entails a focus on both strategic thinking and execution? We're looking for a second line of defense Anti-Fraud Officer to: Provide oversight, advisory and challenge to the UBS businesses in the US in their management of fraud risk and adherence to the requirements of the fraud program, including: Challenging the entity's Risk Appetite Assessment conclusions, including interpretation of metrics and qualitative statements Challenging the entity's definition and implementation of the Fraud Risk Appetite Statements, including risk metrics, thresholds and indicators Providing independent oversight, challenge and control over fraud risks arising from UBS's business activities. Independently reviewing, challenging and monitoring the entity's execution of the Non-Financial Risk (NFR) Framework processes and adherence to NFR guidance. Reaching agreement with the entity on the content and oversight of the relevant fraud risk MI reports Collaborate with key business and second line stakeholders in the development and delivery of fraud awareness training initiatives Preparing concise, objective and accurate reports that provide insight into the firm's risk profile and include holistic and systemic root cause analysis and remediation actions Provide support and subject matter expertise, including: Staying abreast of industry developments, emerging risks and fraud trends, including regulatory and legislative advisories, and communication to stakeholders Participation in regulatory examinations and engagements, internal audits and reviews related to the fraud program, including providing guidance on and ensuring completion of remedial actions Participation in various Financial Crime Committees and Governance Forums, including presentation of findings and updates relevant to the fraud program Partnering with second line of defense central fraud framework teams in ensuring the development and implementation of a comprehensive and robust fraud program Supporting the business in ensuring effective management of consequential fraud risks in order to protect UBS' reputation and long term sustainable growth, through the provision of subject matter expertise.

Requirements

ideally 4-year college degree or international equivalent
ideally 3+ years of prior fraud prevention, financial crimes or related regulatory experience with a retail/or commercial bank, digital bank, fintech (financial crimes preferred), or payments/money movement company (i.e., PayPal, Stripe, Plaid, Zelle)
experience handling sensitive information with a high degree of discretion with a focus on the maintenance of client privacy
proven experience in a fraud risk management, financial crimes or regulatory role in consumer, corporate, or commercial banking; or experience at a fin-tech or digital bank is preferred, with experience covering deposit products and money movement/payment services offered on digital banking platforms
strong Microsoft Office skills, particularly in using Power Point to develop presentations and Excel to compile and analyze data
strong project organization skills and attention to detail
proven problem solving as well as decision making skills
excellent communication skills, to both technical and non-technical audiences
experience in testing and improving fraud control frameworks, including ability to challenge and communicate effectively with stakeholders

Nice To Haves

Certified Fraud Examiner (CFE) / Certified AML and Fraud Professional (CAFP) / Certified Anti-Money Laundering Specialist (ACAMS) / is a plus

Responsibilities

Challenging the entity's Risk Appetite Assessment conclusions, including interpretation of metrics and qualitative statements
Challenging the entity's definition and implementation of the Fraud Risk Appetite Statements, including risk metrics, thresholds and indicators
Providing independent oversight, challenge and control over fraud risks arising from UBS's business activities.
Independently reviewing, challenging and monitoring the entity's execution of the Non-Financial Risk (NFR) Framework processes and adherence to NFR guidance.
Reaching agreement with the entity on the content and oversight of the relevant fraud risk MI reports
Collaborate with key business and second line stakeholders in the development and delivery of fraud awareness training initiatives
Preparing concise, objective and accurate reports that provide insight into the firm's risk profile and include holistic and systemic root cause analysis and remediation actions
Staying abreast of industry developments, emerging risks and fraud trends, including regulatory and legislative advisories, and communication to stakeholders
Participation in regulatory examinations and engagements, internal audits and reviews related to the fraud program, including providing guidance on and ensuring completion of remedial actions
Participation in various Financial Crime Committees and Governance Forums, including presentation of findings and updates relevant to the fraud program
Partnering with second line of defense central fraud framework teams in ensuring the development and implementation of a comprehensive and robust fraud program
Supporting the business in ensuring effective management of consequential fraud risks in order to protect UBS' reputation and long term sustainable growth, through the provision of subject matter expertise.