Analyst - Transaction Monitoring/Fraud Assessment

American Express•Sunrise, FL

About The Position

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Role Summary The Fraud Coverage Assessment Analyst is responsible for evaluating the effectiveness and completeness of fraud detection controls across products, channels, and customer segments. This role focuses on identifying fraud risk coverage gaps, emerging typologies, and control performance trends. The successful candidate will not perform frontline fraud investigations or transaction-level reviews.

Requirements

2–5 years fraud, compliance, or financial crimes experience
Strong fraud typology knowledge
Analytical and critical thinking skills
Strong written communication skills

Nice To Haves

Experience with fraud rules/models
Exposure to SQL or analytics tools
Second-line or oversight experience

Responsibilities

Conduct fraud coverage assessments across rules, models, and controls
Develop and maintain fraud typology-to-control mapping documentation
Identify coverage gaps, overlaps, and fraud leakage
Analyze missed fraud and false negative trends
Review false positive and customer impact trends
Prepare executive-ready summaries and reporting
Support change management reviews
Partner with analytics, fraud strategy, and compliance teams

Benefits

Competitive base salaries
Bonus incentives
6%25 Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities