Analyst, Identity & KYC
About The Position
We are hiring for an Analyst to support identity and KYC risk strategy on our Financial Crimes & Identity team. As our Analyst, you will help strengthen how we detect and prevent fraud across the customer lifecycle, from onboarding through ongoing monitoring. You’ll work closely with cross-functional partners to improve identity verification, risk decisioning, and overall member experience while keeping Chime safe from financial crime. The base salary offered for this role and level of experience will begin at $93,000.00 and up to $128,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
Requirements
- 3+ years of experience in Financial Crimes (AML, KYC, Sanctions, Fraud), preferably in digital/online onboarding environments
- Experience contributing to risk strategy, policy, or control frameworks
- Familiarity with identity verification and customer onboarding controls
- Exposure to fraud detection strategies and scoring logic used to assess risk
- Experience supporting audits, regulatory exams, or remediation efforts
- Knowledge of financial crime typologies in digital/mobile banking environments
- Strong analytical, written, and cross-functional communication skills
Responsibilities
- Support the development and refinement of risk strategies across KYC, identity verification, and onboarding controls
- Contribute to decisioning frameworks, policies, and thresholds to manage financial crimes and identity risk
- Partner with Product, Engineering, Compliance, Operations, and Member Services to implement risk strategies into workflows and systems
- Analyze trends, emerging typologies, and control performance to identify opportunities for improvement
- Participate in evaluations of identity verification vendors and solutions, including testing and optimization
- Support audits, regulatory exams, and remediation efforts related to KYC and identity controls
- Help improve operational efficiency by reducing friction and manual review through better strategy and process design
Benefits
- Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
- In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
- Competitive salary based on experience
- 401k match plus great medical, dental, vision, life, and disability benefits
- Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
- 1% of your time off to support local community organizations of your choice
- Annual wellness stipend to use towards eligible wellness related expenses
- Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
- Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
- In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
- A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
