Analyst, Identity & KYC

Chime Financial, Inc•Chicago, IL

3d•$93,000 - $128,000•Hybrid

About The Position

We are hiring for an Analyst to support identity and KYC risk strategy on our Financial Crimes & Identity team. As our Analyst, you will help strengthen how we detect and prevent fraud across the customer lifecycle, from onboarding through ongoing monitoring. You’ll work closely with cross-functional partners to improve identity verification, risk decisioning, and overall member experience while keeping Chime safe from financial crime.

Requirements

3+ years of experience in Financial Crimes (AML, KYC, Sanctions, Fraud), preferably in digital/online onboarding environments
Experience contributing to risk strategy, policy, or control frameworks
Familiarity with identity verification and customer onboarding controls
Exposure to fraud detection strategies and scoring logic used to assess risk
Experience supporting audits, regulatory exams, or remediation efforts
Knowledge of financial crime typologies in digital/mobile banking environments
Strong analytical, written, and cross-functional communication skills

Responsibilities

Support the development and refinement of risk strategies across KYC, identity verification, and onboarding controls
Contribute to decisioning frameworks, policies, and thresholds to manage financial crimes and identity risk
Partner with Product, Engineering, Compliance, Operations, and Member Services to implement risk strategies into workflows and systems
Analyze trends, emerging typologies, and control performance to identify opportunities for improvement
Participate in evaluations of identity verification vendors and solutions, including testing and optimization
Support audits, regulatory exams, and remediation efforts related to KYC and identity controls
Help improve operational efficiency by reducing friction and manual review through better strategy and process design

Benefits

Bonus
Competitive equity package
401k match
Medical benefits
Dental benefits
Vision benefits
Life benefits
Disability benefits
Generous vacation policy
Company-wide Chime Days
Company-wide paid days off
1% of your time off to support local community organizations
Annual wellness stipend
Up to 24 weeks of paid parental leave for birthing parents
12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool
Up to $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more
In-person and virtual events
Backup child care
Backup elder care
Backup pet care
Subsidized commuter benefit