Accounting Technician

State of Oklahoma • Norman, OK

1d • $18

About The Position

Basic Purpose Positions in this job family are assigned responsibilities involving the examination, investigation, and licensing of finance companies, consumer litigation funders, pawn shops, precious metal and gem dealers, health spas, rental purchase lessors, credit services organizations, mortgage brokers, mortgage lenders, mortgage loan originators, deferred deposit lenders and other creditors regarding compliance with various laws and regulations subject to the jurisdiction of the Department of Consumer Credit. Typical Functions Performs examinations and investigations of financial and other records of finance companies, consumer litigation funders, mortgage brokers, mortgage lenders, mortgage loan originators, pawn shops, precious metal and gem dealers, health spas, rental purchase lessors, credit services organizations, deferred deposit lenders and other lenders and creditors concerning individual transactions related to loans, consumer credit sales, rental purchase agreements, membership fees and other agreements. Determines compliance with laws and regulations, including, but not limited to, the Uniform Consumer Credit Code and the Federal Truth-in-Lending Act, concerning disclosure, annual percentage rates, refunds, delinquency and deferral fees, extension agreements, and general business practices. Investigates consumer complaints and other information including, but not limited to, overcharges, misleading advertising and other activities. Reviews, processes and investigates applications for licenses, which may include, but is not limited to, background and credit reports. Prepares affidavits, reports and other materials concerning examinations, investigations and licensing. Obtains evidence for administrative hearings and provides testimony at administrative hearings. Evaluates the financial condition of mortgage lenders. Level Descriptor This is the career level of the job family where employees independently review license applications, conduct examinations and investigations and prepare examination, investigation and licensing reports at the full performance level. Employees are responsible for preparing examination and investigation reports that detail alleged violations of law and/or other issues discovered during an examination or investigation. Employees are responsible for preparing examination reports that include instructions for licensees to correct and/or address any alleged violations of law and/or additional issues of concern. Employees may be assigned as team leader on examination, investigation and licensing assignments. Education and Experience Education and Experience requirements at this level consist of a bachelor’s degree in business administration, accounting, finance, mathematics or public administration plus one year of auditing/examination experience or compliance experience with a business entity or government agency; or five years of auditing/examination experience or compliance experience with a business entity or government agency. Knowledge, Skills, Abilities, and Competencies Knowledge, Skills, and Abilities required at this level include knowledge of accounting and auditing principles; of laws and regulations concerning financial institutions and other credit organizations regulated by the agency, including the Uniform Consumer Credit Code and federal Truth-in-Lending Act; of procedures for conducting interviews and investigations; and of modern office procedures, practices and equipment. Ability is required to examine financial records and other business documents; to review license applications; to conduct interviews; to analyze information and make decisions; to organize and present facts and opinions; to evaluate asset quality, capitalization, earnings and liquidity; to conduct examinations, investigations and licensing independently; and to prepare examination, investigation and licensing reports independently. Special Requirements Applicants must be able and willing to fulfill all job-related travel normally associated with this position.

Requirements

• bachelor’s degree in business administration, accounting, finance, mathematics or public administration plus one year of auditing/examination experience or compliance experience with a business entity or government agency; or five years of auditing/examination experience or compliance experience with a business entity or government agency.
• knowledge of accounting and auditing principles
• knowledge of laws and regulations concerning financial institutions and other credit organizations regulated by the agency, including the Uniform Consumer Credit Code and federal Truth-in-Lending Act
• knowledge of procedures for conducting interviews and investigations
• knowledge of modern office procedures, practices and equipment
• Ability to examine financial records and other business documents
• Ability to review license applications
• Ability to conduct interviews
• Ability to analyze information and make decisions
• Ability to organize and present facts and opinions
• Ability to evaluate asset quality, capitalization, earnings and liquidity
• Ability to conduct examinations, investigations and licensing independently
• Ability to prepare examination, investigation and licensing reports independently
• Applicants must be able and willing to fulfill all job-related travel normally associated with this position.

Responsibilities

• Performs examinations and investigations of financial and other records of finance companies, consumer litigation funders, mortgage brokers, mortgage lenders, mortgage loan originators, pawn shops, precious metal and gem dealers, health spas, rental purchase lessors, credit services organizations, deferred deposit lenders and other lenders and creditors concerning individual transactions related to loans, consumer credit sales, rental purchase agreements, membership fees and other agreements.
• Determines compliance with laws and regulations, including, but not limited to, the Uniform Consumer Credit Code and the Federal Truth-in-Lending Act, concerning disclosure, annual percentage rates, refunds, delinquency and deferral fees, extension agreements, and general business practices.
• Investigates consumer complaints and other information including, but not limited to, overcharges, misleading advertising and other activities.
• Reviews, processes and investigates applications for licenses, which may include, but is not limited to, background and credit reports.
• Prepares affidavits, reports and other materials concerning examinations, investigations and licensing.
• Obtains evidence for administrative hearings and provides testimony at administrative hearings.
• Evaluates the financial condition of mortgage lenders.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level