ABL Collateral Analyst

Banc Of California • Phoenix, AZ

4d

About The Position

As an Asset-Based Lending (ABL) Collateral Analyst, you will support credit risk management by performing collateral monitoring, verifying borrowing bases, and identifying and escalating exceptions. This role is ideal for driven, detail-oriented individuals eager to learn and grow in a high-accountability environment. Success requires strong motivation, a commitment to accuracy, and the ability to exercise sound judgment. The ideal candidate views collateral analysis as a critical component of risk management—not simply a back-office function—and collaborates closely with credit teams to ensure informed lending decisions and portfolio integrity. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

Requirements

• Accounts Receivable Analysis experience required
• High School Diploma / GED Equivalent
• A strong understanding of asset based lending and collateral mechanics, including A/R, inventory and borrowing bases.
• Attention to detail and the ability to efficiently manage multiple priorities in fast-paced, risk-sensitive environments that demand adherence to deadlines.
• Initiative, eager to learn and grow professionally within the organization.
• Demonstrate supervisory skills and team awareness through an understanding of systems, workflows and issue resolution.
• Intermediate level Excel, Word, and Outlook; experience with ABL systems is a plus.
• Motivated and proactive, able to excel independently yet also contribute as a dynamic, dependable member of the team.
• High School diploma or equivalent required

Nice To Haves

• Asset Based Lending / 3+ years in Accounts Receivable Experience / Collateral Audit experience preferred

Responsibilities

• Process collateral information daily including payment application, sales assignment reviews, inventory validation on an assigned portfolio of 12 - 15 accounts
• Perform ineligible calculations (daily, weekly, bi-monthly, monthly as applicable) and ensure accuracy.
• Reconcile Accounts Receivable Agings and update inventory reports by validating borrower-provided data against core system.
• Proactively identify exceptions and potential risks, escalating issues to management with recommended solutions.
• Meet various daily deadlines for balancing and end of day close
• Understand how operational actions impact credit risk and client relationships.
• Takes ownership of additional responsibilities and special projects as assigned, ensuring timely and high-quality completion.
• Performs job duties in a manner that ensures personal and others' safety, promptly reporting any potentially hazardous conditions.
• The employee must adhere to all occupational safety and health standards, as well as rules, regulations, and orders issued under the OSHA Act of 1970, as they apply to their actions and conduct.
• Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type.
• Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values.
• Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions.
• The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct.
• Performs other duties and projects as assigned

Benefits

• Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting.
• Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long- term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
• Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
• Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
• Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED