Collateral Analyst

SoFi • Davis, CA

3d

About The Position

The Collateral Analyst will support the bank’s commercial real estate (CRE) lending platform with a primary focus on multifamily properties. This role is responsible for analyzing collateral performance, building analytical reports and financial models, and delivering actionable commercial real estate market insights to senior management. The ideal candidate has strong analytical skills, deep familiarity with CRE data sources, and the ability to translate complex data into clear, decision-ready insights.

Requirements

• Bachelor’s degree in Finance, Real Estate, Economics, Business, or a related field (Master’s preferred but not required)
• Minimum of 5 years of experience in commercial real estate analysis, collateral analysis, credit, or portfolio management
• Strong experience with multifamily real estate analysis
• Proficiency with CoStar for market research and property analysis
• Hands-on experience using Airtable for data management and reporting
• Advanced Excel skills; experience with financial modeling required
• Strong written and verbal communication skills, with the ability to present insights to senior management

Nice To Haves

• Experience working in a bank or regulated financial institution
• Familiarity with loan portfolio monitoring and collateral risk metrics
• Ability to automate or streamline reporting processes
• Strong attention to detail and ability to manage multiple priorities

Responsibilities

• Analyze and monitor collateral supporting commercial real estate loans, with an emphasis on multifamily assets
• Build and maintain recurring and ad-hoc reports for senior management, credit committees, and portfolio oversight
• Develop financial and valuation-related models to assess collateral performance, trends, and risk exposure
• Aggregate, clean, and analyze CRE data from internal systems and third-party sources
• Produce market insights on multifamily and broader CRE trends, including supply/demand, rent growth, cap rates, and geographic performance
• Utilize CoStar to research market data, comparable properties, and regional trends
• Leverage Airtable to organize datasets, track collateral metrics, and support reporting workflows
• Partner with credit, underwriting, and portfolio management teams to support risk assessment and strategic decision-making
• Assist with stress testing, portfolio reviews, and special projects as needed

Benefits

• Competitive compensation and benefits
• Exposure to senior leadership and strategic decision-making
• Collaborative team environment with a focus on data-driven insights
• Opportunities for professional growth within commercial banking and real estate finance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees