ABF UW/PM Team Lead

U.S. Bank•Chicago, IL

1d•Onsite

About The Position

This role involves directly managing employees across their respective office locations, including performance management, skills development, quality control, and ongoing coaching. The Team Lead is responsible for leading the team by adhering to and managing the Bank’s office work goal ‘in-office’ policy. Core HR responsibilities such as performance reviews, PTO and leave management, and employee development planning are also part of the role. The position actively supports career progression by identifying learning opportunities and accelerating team members’ growth aligned with organizational goals, and participates in leadership meetings to manage the local organization, cascade information, and align team priorities. The role also maintains the highest credit quality standards within the office, serving as a senior credit leader in the market. This includes participating in the initial assessment of new credit opportunities, credit approval discussions, and ongoing management of the underwriting workflow. The Team Lead ensures the team’s timely completion of credit requests, annual reviews, past-due monitoring, problem credit management, and adherence to credit quality goals. Furthermore, the role oversees and ensures quality execution of quarterly portfolio and trend reporting, annual credit reviews, and new transaction underwriting, partnering closely with credit risk management, loan administration, portfolio management, and relationship teams to ensure consistency, accuracy, and efficiency across processes.

Requirements

Bachelor’s degree or equivalent work experience
Ten or more years of banking experience
Three or more years of team leadership and/or management experience

Nice To Haves

Five or more years of direct asset based lending underwriting and/or portfolio management experience
Thorough knowledge of commercial lending policy, credit products, and credit quality standards
Strong leadership and strategic management capabilities to develop teams
Well‑developed analytical, decision‑making, and problem‑solving skills
Effective written and verbal communication skills with a high level of tact and diplomacy
Experience managing credit workflows, regulatory compliance, and audit support
Hands‑on experience with nCino
Hands‑on experience with ABLE (Asset Based Lending Environment)
Hands‑on experience with LEAP (Microsoft Light Enterprise Application)
Familiarity with applicable laws, regulations, and internal credit and risk policies and procedures
Strong Excel proficiency for underwriting, analysis, and reporting

Responsibilities

Directly manage employees across their respective office locations, including performance management, skills development, quality control, and ongoing coaching
Lead the team by adherence to and managing to Bank’s office work goal ‘in-office’ policy
Own core HR responsibilities such as performance reviews, PTO and leave management, and employee development planning
Actively support career progression by identifying learning opportunities and accelerating team members’ growth aligned with organizational goals
Participate in leadership meetings to manage the local organization, cascade information, and align team priorities
Maintain the highest credit quality standards within the office and serve as a senior credit leader in the market
Participate in the initial assessment of new credit opportunities, credit approval discussions, and ongoing management of the underwriting workflow
Ensure the team’s timely completion of credit requests, annual reviews, past‑due monitoring, problem credit management, and adherence to credit quality goals
Oversee and ensure quality execution of Quarterly portfolio and trend reporting
Oversee and ensure quality execution of Annual credit reviews
Oversee and ensure quality execution of New transaction underwriting
Partner closely with credit risk management, loan administration, portfolio management, and relationship teams to ensure consistency, accuracy, and efficiency across processes

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
incentive and recognition programs
equity stock purchase
401(k) contribution and pension