ABF UW/PM Team Lead

U.S. Bank • Atlanta, GA

2d • Onsite

About The Position

At U.S. Bank, the ABF UW/PM Team Lead is responsible for directly managing employees across their respective office locations, including performance management, skills development, quality control, and ongoing coaching. This role involves leading the team by adhering to the Bank’s office work goal ‘in-office’ policy and owning core HR responsibilities such as performance reviews, PTO and leave management, and employee development planning. The Team Lead actively supports career progression by identifying learning opportunities and accelerating team members’ growth aligned with organizational goals, and participates in leadership meetings to manage the local organization, cascade information, and align team priorities. The position also entails maintaining the highest credit quality standards within the office, serving as a senior credit leader in the market, participating in the initial assessment of new credit opportunities, credit approval discussions, and ongoing management of the underwriting workflow. The Team Lead ensures the team’s timely completion of credit requests, annual reviews, past-due monitoring, problem credit management, and adherence to credit quality goals. Furthermore, the role oversees and ensures quality execution of three core functions: quarterly portfolio and trend reporting, annual credit reviews, and new transaction underwriting. This position requires close partnership with credit risk management, loan administration, portfolio management, and relationship teams to ensure consistency, accuracy, and efficiency across processes.

Requirements

• Bachelor’s degree or equivalent work experience
• Ten or more years of banking experience
• Three or more years of team leadership and/or management experience

Nice To Haves

• Five or more years of direct asset based lending underwriting and/or portfolio management experience
• Thorough knowledge of commercial lending policy, credit products, and credit quality standards
• Strong leadership and strategic management capabilities to develop teams
• Well‑developed analytical, decision‑making, and problem‑solving skills
• Effective written and verbal communication skills with a high level of tact and diplomacy
• Experience managing credit workflows, regulatory compliance, and audit support
• Hands‑on experience with nCino
• Hands‑on experience with ABLE (Asset Based Lending Environment)
• Hands‑on experience with LEAP (Microsoft Light Enterprise Application)
• Familiarity with applicable laws, regulations, and internal credit and risk policies and procedures
• Strong Excel proficiency for underwriting, analysis, and reporting

Responsibilities

• Directly manage employees across their respective office locations, including performance management, skills development, quality control, and ongoing coaching.
• Lead the team by adherence to and managing to Bank’s office work goal ‘in-office’ policy.
• Own core HR responsibilities such as performance reviews, PTO and leave management, and employee development planning.
• Actively support career progression by identifying learning opportunities and accelerating team members’ growth aligned with organizational goals.
• Participate in leadership meetings to manage the local organization, cascade information, and align team priorities.
• Maintain the highest credit quality standards within the office and serve as a senior credit leader in the market.
• Participate in the initial assessment of new credit opportunities, credit approval discussions, and ongoing management of the underwriting workflow.
• Ensure the team’s timely completion of credit requests, annual reviews, past‑due monitoring, problem credit management, and adherence to credit quality goals.
• Oversee and ensure quality execution of Quarterly portfolio and trend reporting.
• Oversee and ensure quality execution of Annual credit reviews.
• Oversee and ensure quality execution of New transaction underwriting.
• Partner closely with credit risk management, loan administration, portfolio management, and relationship teams to ensure consistency, accuracy, and efficiency across processes.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
• Incentive and recognition programs
• Equity stock purchase
• Pension

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Number of Employees: 5,001-10,000 employees