2026 Wells Fargo Commercial Banking Early Career Development Program – Boots to Banking

Wells Fargo Bank•Charlotte, NC

About The Position

Wells Fargo is seeking talent to join the 2026 Commercial Banking Early Career Development Program. Learn more about the career areas and lines of business at wellsfargojobs.com . Program Overview: Commercial Banking provides credit, treasury management, and corporate and investment banking solutions to businesses with sales generally greater than $ 25 million. T he Commercial Banking Early Career Development Program is a two-year program focused on gaining expos ure to Commercial Banking through an initial phase of business rotations (first year) followed by an immersive experience in a single business (second year) . The program will promote professional development and business skill s acquisition through on-the-job experience as well as formal in-person and virtual training, including a foundational introduction to credit and banking fundamentals . In the Commercial Banking Early Career Development P rogram , you will : Rotate across several Commercial Banking business areas to acquire diverse experience s and insights as well as determine the roles that align to your career interests . You may be involved in sales, credit , product, or strategic activities such as : Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team . Conduct ing due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations . Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts . Receiving direction from supervisor and exercising independent judgment and accountability while working with diverse teams on a variety of tasks, including compliance and risk management responsibilities . Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients. Program structure: You will begin the program in one of our ten regional locations. Following the foundational training, you will enter your first of four six-month rotations in select business areas over the course of two years. Post program : The Commercial Banking Early Career Development Program is designed to promote a long-term career at Wells Fargo through broad exposure to the business and its career paths as well as professional and technical development . After successfully completing the program, analysts will be prepared for a multitude of roles, including Relationship Manager, Business Development Officer, Portfolio Manager, Business Execution C onsultant, Commercial Banking Syndication Associate, Credit Product Sales Specialist , Credit Product Portfolio Specialist , and o thers. Ideal c andidate s for t his r ole must have the following: Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment. Solid problem solving and decision-making skills. Strong analytical skills with high attention to detail and accuracy . Initiative and proactivity to be an e nergetic self-starter. Curiosity and a genuine interest in learning and growth . Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.

Requirements

6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Solid problem solving and decision-making skills
Strong analytical skills with high attention to detail and accuracy
Initiative and proactivity to be an e nergetic self-starter
Curiosity and a genuine interest in learning and growth
Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important

Nice To Haves

Should possess or be pursuing bachelor ’ s degree with gradation date by June 2026. All majors welcome
Military experience with customer service, analytics, strategy, implementation, risk management, project management or financial/budget analysis
Excellent verbal, written, and interpersonal communication skills
Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
Ability to work effectively, as well as independently, in a collaborative, change driven environment
Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement

Responsibilities

Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team
Conduct ing due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations
Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts
Receiving direction from supervisor and exercising independent judgment and accountability while working with diverse teams on a variety of tasks, including compliance and risk management responsibilities
Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients