2026 Commercial Banking Development Program - Credit Analyst - Las Vegas, NV - Treasury Management

Western Alliance Bank•Las Vegas, NV

24d•$29

About The Position

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. The Treasury Management (TM) department plays a critical role in supporting our clients’ banking relationships. We partner closely with Relationship Managers, Business Bankers, and Credit teams to deliver customized cash management solutions. Our work ensures clients have the tools, technology, and insights needed to optimize liquidity, manage risk, and improve their overall cash conversion cycle. Our team’s responsibilities include: o Processing Treasury Management product requests and implementations o Preparing financial analyses such as pro formas to support client decision-making o Conducting periodic client account reviews to ensure appropriate product fit and compliance o Supporting internal stakeholders by providing expertise in payment solutions, fraud prevention, and working capital optimization o Onboarding and servicing new and existing business clients Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries. Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research. Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans. Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

Requirements

Completion of an Accounting course.
Bachelor's degree or equivalent experience required.
GPA of 3.0 or higher is required.
Strong analytical, conceptual, communication, leadership, and organizational skills.
An interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry level speaking and writing communications skills.

Responsibilities

Spread, manage and maintain financial background information on present and prospective customers
Develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management
Manage spread assignments
Conduct financial analyses
Maintain related records and files
Preparation of a variety of credit department reports
Processing Treasury Management product requests and implementations
Preparing financial analyses such as pro formas to support client decision-making
Conducting periodic client account reviews to ensure appropriate product fit and compliance
Supporting internal stakeholders by providing expertise in payment solutions, fraud prevention, and working capital optimization
Onboarding and servicing new and existing business clients
Supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers
Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly
Work directly with clients to resolve compliance issues and operational inquiries
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures
Prepare in-depth reports providing plans of action based on qualitative and quantitative research
Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents
Produce loan packages for new and restructured loans
Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc.
Monitor loan disbursements to ensure compliance with Bank regulations