VP, Underwriting & Credit Operations

CoreVest American Finance Lender LLC • Charlotte, NC

66d • $150,000 - $200,000

About The Position

The VP of Underwriting/Credit Operations (RTL/DSCR) leads the underwriting and credit operations for CoreVest's (RTL) and (DSCR) loan products. This strategic role is responsible for ensuring sound credit decisions, optimizing underwriting processes, and maintaining compliance with company policies and regulatory requirements. The VP partners with sales, risk, and operations teams drive business growth while managing risk and supporting Redwood Trust's commitment to excellence and integrity.

Requirements

• Bachelor's degree in Finance, Business, Economics, or related field (Master's preferred).
• Minimum 10 years of experience in mortgage or commercial real estate underwriting, with at least 5 years in a leadership role.
• Deep understanding of RTL and DSCR loan products, credit analysis, and risk management.
• Proven track record of managing underwriting teams and driving operational excellence.
• Strong analytical, decision-making, and problem-solving skills.
• Experience with underwriting technology platforms and data analytics.
• Excellent communication, leadership, and interpersonal skills.
• Occasional travel may be required for meetings, training, or industry events.

Responsibilities

• Oversee all underwriting and credit operations for RTL and DSCR loan products, ensuring timely and accurate credit decisions.
• Develop, implement, and continuously improve underwriting policies, procedures, and best practices.
• Lead, mentor, and develop a team of underwriters and credit analysts, fostering a culture of accountability and professional growth.
• Collaborate with sales, risk, and operations teams to support business objectives and resolve complex credit issues.
• Monitor portfolio performance, identify trends, and recommend strategies to mitigate risk and enhance profitability.
• Ensure compliance with internal policies, investor guidelines, and regulatory requirements.
• Utilize data analytics and technology to streamline underwriting processes and improve efficiency.
• Prepare and present regular reports on underwriting performance, risk metrics, and operational improvements to executive leadership.

Benefits

• CoreVest also offers a competitive benefit package including discretionary corporate bonus program, multiple health plans, STD and LTD options, company sponsored life insurance, fitness reimbursement, paid parental leave, time to volunteer, Paid Time off, ESPP, and 401K matching.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Industry: Credit Intermediation and Related Activities
• Number of Employees: 51-100 employees