VP - Senior Relationship Analyst

Rado Bank • Saint Louis, MO

12d • $60,000 - $90,000 • Hybrid

About The Position

This Senior Relationship Analyst role with the Poultry team offers opportunity to work directly with our poultry farmers, support the future of farming, and grow the Rabobank Poultry portfolio! Our Shared Future: "I love my job because it challenges me to grow, allows me to contribute in meaningful ways, and surrounds me with people who make the work even more rewarding." - Senior Relationship Analyst You and Your Job As a Senior Relationship Analyst you will be successful member of the Rural Business Risk Team and is primarily responsible for the client experience through their loan relationship with RAF. The Senior Relationship Analyst determine and advise the Relationship Manager and Financial Analyst in meeting Customer Due Diligence expectations (CDD), compliance/regulatory requirements, and legal documentation of the loan relationship. They create the legal credit agreements and collateral perfection documents to protect the bank against loss and facilitate the closing of loans and other actions (renewals, modifications). The Sr. Relationship Analyst (Sr. RA) Teams will be aligned to and support a specific portfolio of loans and external clients remaining assigned from application through the life of the relationship. They will engage with clients to ensure client needs are met and client, collateral, and CDD information is kept compliant. In addition to executing task aligned with their assigned portfolio of loans through the booking process, Sr. RAs are seen as Subject Matter Experts and are responsible for mentoring and training their Relationship Analyst members with acquiring and applying knowledge, skills and abilities necessary to meet Team goals and performance metrics. The Sr. Relationship Analyst will assist the Relationship Analyst Team Lead with day-to-day oversight of workload balance and performance metrics and provide support to the team in the absence of the Lead as needed.

Requirements

• Bachelor’s degree
• 5+ years related experience
• Working knowledge of commercial loan structures, loan documentation and collateral type and lien perfection, strong communication, organizational and problem solving skills.
• Ability to read, analyze, and interpret general business periodicals, or government regulations.
• Ability to calculate figures and amounts such as interest accrual and percentages.
• Ability to travel regionally up to 15%
• Legally authorized to work in the United States on a full-time basis.
• Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Responsibilities

• Effectively communicate and counsel the Deal Team on client needs and documentation requirements outstanding to ensure timely processing and proper documentation. This includes Participation in Customer Deal Team meetings to coordinate and share details, options and solutions to accomplish the goals of specific clients and loans.
• Evaluating client and proposal information to determine the proper documentation related to the identification, verification and ongoing maintenance for credit transactions including but not limited to new, renewals, temp increases, etc. This includes determination and completion of Due Diligence requirements, for Onboarding, Renewals, Periodic Reviews and EDRs of Clients.
• Evaluate compliance requirements and determine Ensure that compliance related activities are performed according to regulatory requirements.
• Reviews loan approvals for approval conditions and prepares loan documents based on the interpreted requirements of the loan approvals; reviews the appraisal approval and drafts any other necessary collateral documents to insure required level of perfection.
• Facilitates the closing with the client and ensures documents are executed and stored properly.
• Preparation of Funding instructions to ensure proper booking activities are executed.

Benefits

• Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.
• We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction.
• To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.
• Our employee benefits are focused on four main components: Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year).
• In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs.
• (All paid time off is subject to company accrual and carryover policies.)
• Workforce Well-Being supports a hybrid working model that offers the flexibility to split your time between home and the office—typically 2–3 days remote and the remaining days onsite—promoting both productivity and personal well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees