VP, Relationship Manager Warehouse Lending (Remote)

Bankprov • FL

114d

About The Position

The VP, Relationship Manager Warehouse lending team is responsible for establishing and maintaining Warehouse Lending relationships with mortgage banking companies. This role requires a thorough knowledge of understanding and managing credit and operational risks associated with Warehouse lending, as well as the Bank’s policies, procedures, and compliance issues as applied to lending functions. The ideal candidate will have a demonstrated understanding of all aspects of a Warehouse lending business, including credit, operations, and technology, along with strong customer focus and relationship management skills. The position also involves developing collaborative relationships with Bank mortgage representatives to increase cross-sell opportunities between the Correspondent division and Warehouse division. Compensation for this role includes a base salary plus commission.

Requirements

• Excellent attention to detail to ensure errors are discovered promptly and that loan packages meet eligibility requirements.
• In depth knowledge of Bank products and the ability to communicate key elements of products to Warehouse customers.
• Proficient time management skills.
• Excellent interpersonal skills, both verbal and written.
• Ability to make strong decisions regarding complex business and technical issues.
• Knowledge of and access to resources on Federal and state regulations related to this line of business.
• Communicate effectively with executive, senior and department managers, committees, and internal/external customers.
• High level of responsiveness to internal and external stakeholders; willingness to go above and beyond, taking extra steps when necessary to ensure completeness and a smooth process for all.

Nice To Haves

• Bachelor’s Degree Preferred
• 10 Years of progressive experience in Residential Mortgage Lending
• Ability to manage workflows efficiently

Responsibilities

• Establish and manage Warehouse Lending relationships with mortgage banking companies.
• Conduct business with company owners, Presidents, CFO’s, Treasurers, and Funders.
• Develop, maintain, and negotiate with Regional and National account base with emphasis on maximizing utilization rates of clients.
• Analyze structure, price, prepare, and present Credit recommendations in accordance with Bank’s Credit Policy for Warehouse Lending.
• Perform due diligence on prospective clients through both evaluation of Company documents and field visits.
• Develop cross-sell opportunities in the areas of deposits, treasury, and other banking services to include bank lending products.
• Be recognized as a leader within Warehouse Lending industry by participating in trade associations, roundtables, etc.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Bachelor's degree