Greenbox Capital-posted 4 months ago
Full-time • Senior
Remote • Miami, FL
Credit Intermediation and Related Activities

At Greenbox Capital, we help small businesses thrive by giving them fast, accessible funding. As the VP of Risk & Analytics, you'll own the company's credit risk and analytics strategy, ensuring that our funding offers remain competitive, our underwriting processes are efficient and scalable, and our portfolio performance consistently meets return targets by market. You'll work closely with cross-functional leaders - including Finance, Product, Underwriting, Sales, and Data Science - to build our platform, evolve pricing and risk models, and uncover innovative ways to grow the balance sheet responsibly. The members of our team are vital partners to our clients and demonstrate integrity and an unparalleled commitment to service and teamwork every day. If you are interested in joining a dynamic work environment with a start-up culture where you will be recognized for your contributions, we would love to talk to you!

  • Monitor portfolio performance and proactively drive changes to approval criteria
  • Continuously evolve Greenbox pricing strategies to balance competitiveness, return targets, and market shifts
  • Manage and improve fraud prevention strategies
  • Work closely with Data Science to improve risk prediction models
  • Partner with Underwriting to deploy policy and with Sales to ensure offer competitiveness
  • Develop Greenbox's data analytics platform to ensure data availability to the entire organization, including but not limited to PowerBI and Databricks
  • Lead a small but capable analytics team (Excel + Python), managing incoming analytics requests across departments
  • Build dashboards for each department's KPIs and partner with them on insights
  • Collaborate with data science and data engineering teams on infrastructure development to progress the analytics platforms and risk models
  • Drive improvements in underwriting operations with vendor implementations and better data sources
  • Partner with Product to deliver automation initiatives, ensuring underwriting policy can evolve with speed and scale
  • Collaborate with Collections to analyze default trends and integrate learnings into risk strategy
  • 8+ years in credit risk, preferably in small business lending, alternative finance or revenue-based financing
  • A Bachelor's degree in Finance, Economics, Statistics, Mathematics, or relevant major
  • Have meaningful experience overseeing large balance sheets through macro shifts and can articulate strategies to navigate
  • Deep quantitative acumen; masterful with IRR analysis, unit economics, cohort performance and predictive modeling
  • Experience managing BI analytics teams and collaborating with Data Science teams
  • Proficiency with SQL, Python, Business Intelligence Tools, and Excel
  • Proven track record of creativity, building new risk strategies in a highly competitive atmosphere
  • Competitive Pay - We know your worth and we pay accordingly.
  • Flexible PTO - Work hard, rest well. Take the time you need to recharge.
  • Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned.
  • Full Benefits Package - Health, dental, vision
  • Smart, Supportive Teammates - Collaborate with sharp minds who are kind, driven and uphold our core values: Commitment, Communication, Teamwork, Service and Integrity!
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