VP, Loan Portfolio Manager

Enterprise Bank & Trust • Las Vegas, NV

79d

About The Position

Responsible for proactive management of a commercial loan portfolio and related commercial deposit accounts along with delivering superior client services to retain and grow the portfolio. This role will assist the RM/BDO in initial underwriting for new pre-screen memos, coordinate loan renewals, recommend structure, create new Salesforce Opportunities, coordinate closings in addition to identifying cross-selling and referring opportunities to other Bank solution partners. Ongoing credit monitoring and risk rating management will be essential to mitigate risk consistent with the Lending Policy.

Requirements

• Superb people skills to work within a team environment and successfully develop and retain client relationships.
• Proven ability to identify other client service needs including loans, deposits and treasury management services.
• Self-motivated to work independently and take ownership.
• Effective time management and organizational skills in order to prioritize multiple tasks within a day.
• Must have demonstrated skills in commercial credit underwriting and portfolio management for small-to-mid-sized companies.
• Superior analytical and decision making skills based on a thoughtful assessment of risk.
• This position requires the use of sound business discretion, good judgment, and excellent problem solving skills.
• Strong working knowledge of regulations, compliance standards, market trends and products relating to the banking industry.

Responsibilities

• Assist clients and RMs as the primary client contact on daily account activity by solving complex customer questions and, as necessary, assisting with daily transactions in a timely manner.
• Maintain and help solidify existing relationships with proactive calling activity and identifying bank products to deepen the client relationship while providing superior client service.
• Support the Bank's RM/BDOs in cross-selling deposit, treasury management, private banking, card services, wealth and other bank services as an additional point of contact.
• Coordinate the loan renewal process by working with the RM/BDOs, Underwriters and others within the Credit Administration team.
• Assist the RM team with timely and accurate completion of new commercial credit pre-screen presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements.
• Create Salesforce Opportunities consistent with approved and executed LOIs in order to route to Loan Coordinators and independent Credit Underwriters for timely loan decisions among credit approvers.
• Oversee loan documentation process to ensure the team's loan documents are consistent with credit approvals and are accurately prepared, including appropriate signatures, disclosures and credit authority.
• Monitor compliance with loan agreements by working with the RMs and Clients to ensure timely receipt and review of financials for covenant compliance and other loan agreement conditions.
• Work closely with Credit Administration to report on loan activities related to past dues, documentation, collateral exceptions and financial performance updates for all clients.
• Along with the Relationship Manager/BDO, reinforce the application of a proactive outreach and marketing strategy with centers of influence and other industry leaders.
• Represent the bank at various professional, civic and community activities or events when necessary.
• Utilize Salesforce to log and maintain all calling activity on a weekly basis while keeping client data up to date within the system.
• Perform other duties as required.

Benefits

• Annual paid volunteer time off
• Charitable-matching opportunities
• Professional growth opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Real Estate
• Education Level: Bachelor's degree