VP, HOA Lending Officer

Banc Of California-posted 3 months ago
Full-time • Mid Level
Sarasota, FL
Credit Intermediation and Related Activities
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The HOA Lending Officer is responsible for originating and managing loans to HOAs including capital improvement loans, maintenance funding, and other community-based-financing solutions. The officer will work closely with the Regional Account Executives to provide customized financial products that align with regulatory requirements and client needs. Initiate and maintain customer contact, maintain awareness of loan portfolio and its sufficiency and cash flow reporting to Management. Build new business to expand own portfolio. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

  • Develop and maintain relationships with SmartStreet Regional Account Executives HOA boards, community management companies and related stakeholders.
  • Originate HOA loans, including term loans, lines of credit, and bridge loans.
  • Structure loan packages and present them for internal credit committee approval.
  • Conduct site visits, attend board meetings and represent the Bank at HOA industry events.
  • Provide guidance and training to internal staff on HOA lending products and market trends.
  • Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.
  • Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
  • Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values.
  • Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions.
  • Performs other duties and projects as assigned.
  • High School Diploma or equivalent required.
  • Bachelor's degree in finance, Business, Real Estate preferred.
  • 6+ years of commercial or real estate lending experience, preferably with HOA or community association financing.
  • Strong knowledge of HOA governance, financial operations and legal structures.
  • Excellent interpersonal, presentation, and negotiation skills.
  • Proficiency with Microsoft Office Suite.
  • You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting.
  • Comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
  • Partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
  • Eligible team members receive paid vacation days, holidays, and volunteer time off.
  • Tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.
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