VP Financial Crimes Policy Adherence Transaction Monitoring Risk Closure Analyst

Citi • O’Fallon, MO

5d

About The Position

The Financial Crimes Global Policy Adherence & Engagement Team, within the FCFP organization, plays a critical role in shaping and sustaining a comprehensive Financial Crimes Program in close partnership with Compliance, Operations, Technology, Risk, Audit, and business leadership. The team is responsible for fostering a culture grounded in strong controls, regulatory compliance, customer centricity, and accountability, while proactively identifying, anticipating, and mitigating AML, Sanctions, and Anti‑Bribery regulatory, reputational, and operational risks. The Financial Crimes Policy Adherence – AML Transaction Monitoring Risk Closure Analyst is a senior‑level position that supports both Business Execution and Compliance partners across a range of AML monitoring, governance, and regulatory adherence activities. This role is integral to strengthening AML program execution by ensuring that AML Transaction Monitoring–recommended relationship exits are thoroughly and consistently reviewed. The analyst will evaluate disputed closure recommendations, conduct deep‑dive research to validate or challenge the proposed exit, and document all findings in a clear, comprehensive, and audit‑ready manner. In partnership with key stakeholders, the analyst will escalate cases that warrant further evaluation for potential client retention, ensuring decisions balance AML risk mitigation with sound business judgment. The overall objective of this position is to enhance the effectiveness of the AML Transaction Monitoring program, ensure adherence to policy requirements, and support a disciplined, transparent, and risk‑aligned decision‑making process for relationship exit recommendations.

Requirements

• Ability to identify service gaps, process inefficiencies, technology opportunities and develop solutions.
• Ability to interpret and understand policy while networking and building strong and effective relationships with key partners is a must.
• 3+ years of experience in AML, Financial Crimes, Compliance, KYC, or Risk Management.
• Demonstrated leadership working with stakeholders at multiple levels within and outside the business.
• Ability to plan & work independently on required deliverables and deadlines.
• Demonstrated ability to work in a transitioning environment (developing & establishing business as usual)
• Goal oriented with strong communication skills both written and verbal.
• Ability to work well in a team environment collaborating across diverse groups.

Responsibilities

• The Financial Crimes Policy Adherence Analyst will conduct focused evaluations across USCC and Wealth/Retail Bank of AML‑recommended client relationship closures disputed by the business.
• This includes researching client profiles, expected account activity, and transactional behavior across multiple systems to determine whether identified AML risks justify closure or can be reasonably mitigated.
• The analyst will synthesize findings into clear, defensible recommendations aligned with policy and regulatory expectations.
• The role requires producing well‑structured case documentation that accurately captures the evidence, risk considerations, and rationale for each decision.
• The analyst will ensure all analysis is complete, audit‑ready, and supported by appropriate data.
• When information gaps arise, the analyst will coordinate with business partners to obtain additional details and strengthen the case file.
• To drive consistent outcomes and ensure transparency, the analyst will coordinate and facilitate forums with stakeholders across the business, Compliance, and Operations.
• In these sessions, the analyst will present case summaries, articulate AML risks, and guide discussions to balanced, risk-appropriate decisions, even when perspectives differ across functions.
• The analyst will develop and maintain reporting that highlights case volumes, outcomes, overturn rates, and emerging trends.
• These insights will support oversight, help identify control gaps, and inform process improvements aimed at strengthening the disputed closure workflow.
• Additionally, the analyst will serve as the central liaison for implementing the Target Operating Model.
• This includes ensuring expectations are clearly communicated, supporting cross‑functional alignment, and identifying opportunities to refine processes and enhance consistency in decision‑making across stakeholders.

Benefits

• In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.
• Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.
• Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
• For additional information regarding Citi employee benefits, please visit citibenefits.com.
• Available offerings may vary by jurisdiction, job level, and date of hire.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed