Wells Fargo-posted 3 months ago
Full-time • Senior
Hybrid • Charlotte, NC
1,001-5,000 employees
Credit Intermediation and Related Activities

Wells Fargo is seeking a Lead Risk Analytics Consultant to be part of the Consumer Small and Business Banking (CSBB) Finance team. This position will play a key role in leading various analytics including identifying new data sources, statistics, and financial valuation work within CSBB. In addition, the candidate will play an active role supporting the business through advanced insightful cash flow valuation work, financial performance tracking, conducting behavioral profiling, segmentation, reporting and statistical work. The priorities for this role will be to provide strategic solutions to stakeholders through strong analytical skills, business acumen displaying executive presence and providing meaningful insights to the management by working closely with India and the US team.

  • Lead complex, cross-functional initiatives focused on advanced business analysis and modeling, delivering broad impact across CSBB customer segments.
  • Serve as a key contributor in data aggregation, monitoring, reporting, and portfolio analytics to support strategic decision-making.
  • Design and implement lifetime customer cash flow valuation models to inform growth strategies, marketing investment decisions, and customer-level profitability forecasting.
  • Conduct in-depth analysis using historical performance data to evaluate current strategies and shape future initiatives.
  • Leverage trend analysis, segmentation, and scenario modeling to identify opportunities and mitigate risk.
  • Review and enhance complex programming models by extracting and transforming large datasets.
  • Apply statistical and financial modeling techniques tailored to the needs of supported business lines, ensuring accuracy and scalability.
  • Lead the development of executive dashboards that provide real-time visibility into account-level and portfolio-level profitability.
  • Drive strategic decisions in product profitability, data modeling, and risk exposure by applying a deep understanding of business objectives, regulatory frameworks, and compliance requirements.
  • Collaborate with senior leaders and partners across Finance, Product, Risk, and Analytics for accurate and reliable assessment of profitability projects.
  • Lead high-impact projects and mentor junior analysts, fostering a culture of analytical excellence, continuous learning, and collaboration.
  • 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
  • BA/B degree or higher in a quantitative field, Statistics, Engineering, Physics or Economics, Computer Science.
  • 4+ years' experience in banking cash flow modeling.
  • Experience in financial concepts and methodologies (NPV, ROA, ROE, and RWA).
  • Prior experience with lending, and deposits.
  • Experience with Excel, specifically nested formulas, arrays, and VBA.
  • Ability to program in SQL/SAS and analyze large data sets using this software.
  • Experience with statistical packages and time series forecasting techniques.
  • Desire to drive process improvements to enhance business outcomes.
  • Exceptional verbal and written communication skills.
  • Strong analytical and critical thinking skills.
  • This position offers a hybrid work schedule.
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