VP Credit Manager

HSBC • San Francisco, CA

295d • $160,222 - $170,222 • Remote

About The Position

VP Credit Manager, HSBC Bank USA N.A., San Francisco, CA: Independently manage a portfolio with high volume of large, complex transactions (amendments, new money requests, new-to-bank clients). Lead and provide oversight on full end-to-end credit process (internal and client discussions, underwriting, legal documentation process, and funding) for various transactions including annual renewals, amendments, and new-money requests. Develop junior talent by reviewing team members' financial models and credit submissions to ensure accuracy, quality, and compliance with internal policies, and providing feedback. Coordinate with key stakeholders, lead client calls/discussions with lenders, drive credit transactions process, to articulate the broader picture while remaining sufficiently detailed and organized. Own Worry Watch Monitor entries in AI and discussion for assigned clients. Engage in Deal Prioritization Committee (DPC) discussions and answer credit-related questions as applicable. Support team and bank objectives through initiatives and value-add ideas. Ensure compliance with internal and regulatory requirements in credit underwriting procedure and across core banking systems. Telecommuting permitted up to 40%.

Requirements

• Bachelor's degree in Finance, Accounting, Business or a related field.
• 5 years of progressive, post-baccalaureate, related experience.
• 5 years of experience working for an international bank.
• 5 years of experience in Commercial Banking.
• 4 years of experience in underwriting and leading diligence processes.
• 4 years of experience working with criticized assets.
• 4 years of experience coaching and developing junior talent.
• 4 years of experience working with Excel for complex financial analysis.
• 4 years of experience assessing industry research and peer analysis.
• 4 years of experience structuring and reviewing loan documentation.
• 4 years of experience interfacing with clients and lender groups.
• 1 year of experience managing a large portfolio of complex middle market and corporate clients.
• 1 year of experience with system experience including CARM, wREN, CAPIQ, Credit Data Warehouse, Credit Lens, or Compass.

Responsibilities

• Manage a portfolio with high volume of large, complex transactions.
• Lead and oversee the full end-to-end credit process.
• Develop junior talent by reviewing financial models and credit submissions.
• Coordinate with key stakeholders and lead client discussions.
• Drive credit transactions process and articulate the broader picture.
• Own Worry Watch Monitor entries in AI for assigned clients.
• Engage in Deal Prioritization Committee discussions.
• Support team and bank objectives through initiatives.

Benefits

• Competitive Total Reward Package with fixed and variable pay.
• Robust Wellness Hub.
• Tailored professional development opportunities.
• Industry-leading volunteerism policy.
• Generous matching gift program.
• Comprehensive program of immersive Sustainability and Climate Change Initiatives.
• Access to Employee Resource Groups.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree