VP Commercial Loan Officer (45925)

Willamette Valley Bank•Salem, OR

14d

About The Position

VP Commercial Loan Officer Willamette Valley Bank is seeking a motivated individual with strong analytical and problem-solving skills for a VP Commercial Loan Officer position. In this role you will cultivate and maintain lasting partnerships with existing and potential customers, taking the time to understand their financial needs and providing tailored solutions to help them thrive. Where Local Means Everything… If you ask us, local means that our connection to the places in which we work goes beyond geography, it means we are ingrained in the local economy, we are part of the culture, and we help support our neighbors through volunteering, community outreach, and charitable donations. Banking Local means your money gets reinvested into your local communities and keeps your small towns thriving. When you put your money in a local bank, you are helping to provide a tractor to local farmer, an oven for the neighborhood bakery, and a home for the family next door. ADA Statement: The responsibilities listed are representative of the essential functions of the position. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Willamette Valley Bank is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected characteristics. If you require an accommodation during the application or interview process, please contact us at: [email protected]

Requirements

Exceptional customer service skills
Ability to work effectively on a team
Bachelor’s degree in appropriate discipline and three to five years related successful experience in bank lending; or equivalent combination if education and experience
Proficiency in Microsoft Office, as well as programs and systems used in lending
Knowledge of Small Business and Commercial C&I Lending, Commercial Real Estate Lending, and laws and regulations governing lending and collection practices
Demonstrated ability to analyze financial statements and monitor portfolio performance
Strong verbal and written communication is required
Proven ability to develop and maintain a commercial loan portfolio
Ability to always display professional demeanor
Willingness to participate in community engagement to develop networking and referral sources is required

Responsibilities

Oversee the successful delivery of exceptional customer service through leading by example
Work with Manager and Chief Lending Officer to develop the proposed lending marketing strategies and annual objectives
Responsible for ongoing credit management of assigned loan portfolio including overseeing loan delinquencies, creditworthiness and compliance adherence
Responsible for daily outbound customer and prospect calling activities
Gather and analyze borrower’s periodic financial statements with respect to changes in borrower’s capacity to service bank obligations in order to recommend upgrades or downgrades
Prepares or oversees loan presentations for Senior Management and the Board and other applicable loan committees by analyzing financial and related data
Participate in banks support of positive development and CRA related activities in our communities
Ensures compliance with all federal and state laws and regulations pertaining to lending