VP Commercial Banking
About The Position
We are seeking a Vice President Commercial Banking to join our lending team. Reporting to the Senior Vice President Team Lead, the VP is responsible for developing new loan and deposit business, underwriting, structuring, and closing of commercial loans, as well as maintaining and servicing an existing portfolio. Represents the bank in local community through active participation in community affairs and participates in marketing all of the bank’s products and services. Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge
Requirements
- Bachelor’s degree in Finance, Economics or related field and/or equivalent combination of education and experience
- 7+ years of related banking experience
- Formal credit training
- Excellent verbal, written, and interpersonal communication skills
- Demonstrated persuasion skills and ability to develop strong relationships
- Proven track record in working with all levels of senior management
- High attention to detail and in-depth knowledge of lending and lending policies and procedures
Responsibilities
- Source, develop and underwrite new financing requests for new and existing customers
- Maximize bank profitability through appropriate pricing of new loan originations, fee income
- Attain established goals for loan and deposit growth
- Review, approval and disposition of commercial overdrafts
- Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required
- Use appropriate collection techniques and restructuring to minimize loss and risk of principal and interest
- Review existing loan portfolio for documentation exceptions and periodic financial statements to maintain established quality standards consistent with bank policy
- Actively participate in weekly loan committee meetings
- Maintains knowledge of various loan and deposit programs and bank products
- Present information on new credit requests, loan extensions and annual review for committee action
- Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA.
- Identifies opportunities to grow BWB’s deposit portfolio by working with Treasury Management & Deposit Services team members
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Parental leave
- 401(k) with employer match
- Paid vacation & paid holidays
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
251-500 employees
