VP - Branch Manager

Western Ag Credit•Cedar City, UT

1d•$110,000 - $140,000

About The Position

Manages the sound extension of the commercial and mortgage lending functions of the Branch within delegated authority. Oversees all credit and support functions within the Branch.

Requirements

BA/BS degree with emphasis in accounting, agriculture, or business required.
Strong credit skills; at least five (5) years of agricultural credit experience preferred.
Demonstrated expertise in credit administration, financial and credit analysis required.
Working knowledge and understanding of Farm Credit regulations preferred.
Strong knowledge of agriculture, accounting, business law and economics is required.
Management experience, or equivalent, preferred.
Ability to effectively make decisions independently and exercise sound judgment.
Strong skills in organization, directing, planning, and written and verbal communication.
Proficient in the use of computer hardware and software common to the Association (i.e. Excel, Word, Windows, Hot Docs, etc.)
Mobility on unimproved properties and/or construction sites required.
Some travel required in performance of job.

Responsibilities

Directs the credit administration of the Branchs commercial and mortgage lending function in accordance with established policies of the Association; maximize earnings from the respective portfolios through effective and efficient management practices.
Monitors all functional areas of lending operations within the Branchs commercial/mortgage portfolios to include, but not limited to, credit quality, credit delivery, loan pricing, etc.
Identifies potential business opportunities by visiting farms and ranches, prospecting, and making marketing calls.
Develops relationships with internal and external contacts to market credit services.
Represents and promotes Western AgCredit at agricultural organization meetings and events.
Maintains a professional presence throughout the agricultural community and develops a network among community leaders and influencers.
Oversees the implementation of Association programs and procedures in the Branch.
Assists Loan Officers within the Branch on loans with complexity or experiencing difficulty.
Administers human resources activities, staff salary recommendations and performance reviews for individuals with direct reporting relationships.
Makes recommendations to management for hiring, corrective actions or terminations for staff within the Branch.
Provides training to staff; encourages and mentors employee development of direct reports.
Oversees Marketing efforts and budget in the Branch also coordinates marketing efforts with the VP-Lending Manager and Marketing Director.
Directly services a loan portfolio, anticipating loan actions and identifying risks within the portfolio.
Approves loans and loan servicing within delegated authorities.
Other duties as assigned.